United States Deposit Rates (Fixed Interest)

BankBranchFoundedInterest RateChangeCurrencyLast Updated
MetLife Bank20011.10% - USDDec 2014
Navy Federal Credit Union212 worldwide19331.05% - USDDec 2014
Ally BankNone - online only20011.00% - USDDec 2014
Discover BankNone - Direct Bank19861.00% - USDDec 2014
State Employees Credit Union24219371.00% - USDDec 2014
PenFed Federal Credit Union19350.80%USDDec 2014
USAA19220.76% - USDDec 2014
Ameriprise Financial18940.75%USDDec 2014
Vanguard Group319750.65%USDDec 2014
Sovereign Bank70019020.60% - USDDec 2014
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United States Savings Accounts (Floating Rates)

BankBranchFoundedInterest RateChangeCurrencyLast Updated
Ally BankNone - online only20010.90% - USDDec 2014
PNC18520.14% - USDDec 2014
Wells Fargo900018520.10% - USDDec 2014
HSBC USA47018510.05% - USDDec 2014
Bank Of China USA419120.05% - USDDec 2014
BBT1,82418720.05% - USDDec 2014
Bank Of America532019040.03% - USDDec 2014
Citibank1,000 (4,600 globally)18120.01% - USDDec 2014
CHASE560017990.01% - USDDec 2014
Etrade2819820.01% - USDDec 2014
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United States Loans Rates

BankBranchFoundedInterest RateChangeCurrencyLast Updated
Wells Fargo900018524.209% - USDNov 2014

United States Credit Card Rates

BankBranchFoundedInterest RateChangeCurrencyLast Updated
Wells Fargo9000185210.15% - USDNov 2014

Economy

Compare Bank Account Rates in the United States USA

With a population of 310.6 million (Est 2010) the US economy was ranked 1st in the world with a GDP PPP of 14.2 trillion according to the IMF in 2009. Its GDP PPP per capita was $45,934 which ranks 6th in the world. The US central bank the Federal Reserve has set its interest rate at 0.25%. According to CIA.gov its inflation was 3.8% in 2008 and -0.3% in 2009. Bank deposit accounts held for a fixed term and interest rate in the United States (USA) are called certificates of deposit or more commonly known as CD rates. Non fixed term and variable interest bearing products may include checking, savings and mma accounts.

US Consumer Savings and Bank Deposit Protection

The FDIC (Federal Deposit Insurance Corporation) is an independent agency of the United States established in 1933. Its role is to protect the funds depositors put into banks and savings associations and since its inception no depositor has yet to lose FDIC-insured funds. The FDIC covers deposit accounts including certificates of deposit (CDs), money market deposit accounts, savings accounts and checking accounts.

Remember if you are only with one bank, FDIC deposit limits are $250,000 per depositor, per insured bank, for each account ownership category. So for a single account owned by one person it is $250,000 per owner.

https://www.fdic.gov/edie/calculator.html (Calculate your coverage by your bank)