Compare Bank Account Rates in the United States USA

With a population of 310.6 million (Est 2010) the US economy was ranked 1st in the world with a GDP PPP of 14.2 trillion according to the IMF in 2009. Its GDP PPP per capita was $45,934 which ranks 6th in the world. The US central bank the Federal Reserve has set its interest rate at 0.25%. According to CIA.gov its inflation was 3.8% in 2008 and -0.3% in 2009. Bank deposit accounts held for a fixed term and interest rate in the United States (USA) are called certificates of deposit or more commonly known as CD rates. Non fixed term and variable interest bearing products may include checking, savings and mma accounts.

US Consumer Savings and Bank Deposit Protection

The FDIC (Federal Deposit Insurance Corporation) is an independent agency of the United States established in 1933. Its role is to protect the funds depositors put into banks and savings associations and since its inception no depositor has yet to lose FDIC-insured funds. The FDIC covers deposit accounts including certificates of deposit (CDs), money market deposit accounts, savings accounts and checking accounts.

Remember if you are only with one bank, FDIC deposit limits are $250,000 per depositor, per insured bank, for each account ownership category. So for a single account owned by one person it is $250,000 per owner.

https://www.fdic.gov/edie/calculator.html (Calculate your coverage by your bank)

Highest Yield Deposit Accounts in the United States

Deposit Account Type		Term	APY	Account Details
MetLife Bank 2 Year CD Rates		2 year	1.15%	Interest Rate is for deposit amounts of over $100,000. Please note that MetLife Bank depsoit acco - USD - May, 2013	More Info
MetLife Bank 1 Year CD Rates		1 year	1.05%	Interest Rate is for a deposit $100,000+ for a 12 month period.  The related MetLife Bank de - USD - May, 2013	More Info
Ameriprise 1 Year CD Rates		1 year	0.95%	This CD product is called a 'AmeripriseŽ Flexible Savings Certificate' and the indicated rate app - USD - May, 2013	More Info
Ally Bank 1 Year CD Rates		1 year	0.94%	The interest rate for the cd product 'high yield cd' is for a 1 Year Term which requires no minim - USD - May, 2013	More Info
Discover Bank 1 Year CD Rates		1 year	0.85%	The current interest for this CD product is for a 12 month term with a minimum of $2,500 to open - USD - May, 2013	More Info
Navy Federal Credit Union 1 Year CD Rates		1 year	0.85%	The interest rate indicated is for the 'Short-Term Certificate'  product and is for a - USD - Apr, 2013	More Info
USAA 1 Year CD Rates		1 year	0.76%	This cd product is for a 12 month / 1 year period with standard, jumbo and super jumbo cd interes - USD - May, 2013	More Info
MetLife Bank 6 Month CD Rates		6 month	0.70%	Interest Rate is for deposit amounts of over $100,000. Please note that MetLife Bank accounts h - USD - May, 2013	More Info
American Express Bank 1 Year CD Rates		1 year	0.55%	The interest rate for this 12 month CD account is for a 1 year term requiring as much as $1 minim - USD - May, 2013	More Info
MetLife Bank 3 Month CD Rates		3 month	0.50%	Interest Rate is for deposit amounts of over $100,000. Please note that MetLife Bank accounts hav - USD - May, 2013	More Info
PNC 2 Year CD Rates		2 year	0.45%	Rate is for 2 years with a minimum balance of 500,000 or more at a 'Fixed Rate CD Only' calculate - USD - May, 2013	More Info
BBVA Compass 1 Year CD Rates		1 year	0.45%	This interest rate applies to the State of California - 'Southern California', please refer to we - USD - May, 2013	More Info
Bank of America 10 Year CD Rates		10 year	0.45%	This applies for 10 Years and  is for the Standard CD/IRA Product which was calculated for the St - USD - May, 2013	More Info
Bank of America 5 Year CD Rates		5 year	0.45%	This applies for the range from 5 Year to 119 months and is for the Standard CD/IRA Product which - USD - May, 2013	More Info
Capital One 6 Month CD Rates		6 month	0.40%	Interest rates for capital one certificate of deposit is for a 6 month / 180 day period, it also - USD - May, 2013	More Info
ING Direct USA 1 Year CD Rates		1 year	0.40%	The Interest rate for this ING Direct 'Orange CD' Account is for a 12 month / 1 year period and i - USD - May, 2013	More Info
Bank of China USA 1 Year CD Rates		1 year	0.40%	The following interest rate APY is for a 'Certificate of Deposit' account type, a 1 year term and - USD - May, 2013	More Info
Bank of China USA 1 Year CD Rates		1 year	0.40%	The following interest rate APY is for a 'Certificate of Deposit' account type, a 1 year term and - USD - May, 2013	More Info
Fidelity 1 Year CD Rates		1 year	0.400%	The interest rate yield for this fixed income investment is for a 1 year period. Selected from Fi - USD - May, 2013	More Info
Vanguard 1 Year CD Rates		1 year	0.40%	The applicable yield rate is for a 12 month CD product and new issue.  The Vanguard Brokerag - USD - May, 2013	More Info
Edward Jones 1 Year CD Rates		1 year	0.30%	The rate is applicable for the 1 year CD product with a minimum $5,000 deposit. The product - USD - May, 2013	More Info
Citibank 2 Year CD Rates		2 year	0.25%	2 Year Interest Rate was calculated for the state of California, other states may vary. - USD - May, 2013	More Info
Harris Bank 1 Year CD Rates		1 year	0.25%	The interest rate for this Harris certificate of deposit account is for a 1 year / 12 month perio - USD - May, 2013	More Info
Rabobank America 1 Year CD Rates		1 year	0.25%	The interest rates for this CD requires a minimum of $2,500 and is for a time horizon of 1 year ( - USD - Apr, 2013	More Info
Union Bank 1 Year CD Rates		1 year	0.25%	The interest rate provided below was based on the CD product for a range between 12 to 17 months - USD - May, 2013	More Info
Fifth Third Bank 1 Year CD Rates		1 year	0.25%	The current interest rate applies to the 'Standard CD' product and is for a 12 to 24 month CD ter - USD - May, 2013	More Info
PNC 1 Year CD Rates		1 year	0.24%	Rate is for 12 months with a minimum balance of 500,000 or more at a 'Fixed Rate CD Only' for the - USD - May, 2013	More Info
Citibank 1 Year CD Rates		1 year	0.20%	12 month Rate is applicable for a state of California. - USD - May, 2013	More Info
Bank of America 2 Year CD Rates		2 year	0.20%	2 Year -  35 Month / 2 Year Rate is for the Standard CD/IRA Product and was calculated for the S - USD - May, 2013	More Info
CHASE 2 Year CD Rates		2 year	0.15%	Rate is for a deposit for 2 years with a $1,000 Minimum Opening Deposit - USD - May, 2013	More Info
TD Bank 6 Month CD Rates		6 month	0.15%	Interest rate for Certificate of Deposit product requires a $250 minimum deposit for the 'no catc - USD - May, 2013	More Info
PNC 6 Month CD Rates		6 month	0.14%	Rate is for 6 months with a minimum balance of 500,000 or more on a 'Fixed Rate CD Only' calculat - USD - May, 2013	More Info
Bank of America 1 Year IRA CD Rates		1 year	0.12%	This IRA interest rate is for a term between 1 year to 17 months and is under the 'Standard CD/IR - USD - May, 2013	More Info
Bank of America 1 Year IRA CD Rates		1 year	0.12%	This IRA interest rate is for a term between 1 year to 17 months and is under the 'Standard CD/IR - USD - May, 2013	More Info
Bank of America 6 Month CD Rates		6 month	0.10%	180 - 364 Days / 6 Month Rate is for the Standard CD/IRA Product and was calculated for the Stat - USD - May, 2013	More Info
Citibank 6 Month CD Rates		6 month	0.10%	6 Month Interest Rate was calculated for the state of California, other states may vary. - USD - May, 2013	More Info
US Bank 1 Year CD Rates		1 year	0.10%	This interest rate applies the 'Standard CD' product and is for a 12 month / 1 year term and was - USD - May, 2013	More Info
Regions Bank 1 Year CD Rates		1 year	0.10%	The interest rate is applicable for Houston, Texas (77002) and is for a 12 month/1 year time fram - USD - May, 2013	More Info
Sovereign Bank 1 Year CD Rates		1 year	0.10%	This interest is determined from the 'rising rate cd' product and is for a 12 month term, calcula - USD - May, 2013	More Info
KeyBank 1 Year CD Rates		1 year	0.10%	The interest rate for this cd account was determined using a postcode for New York and is for the - USD - May, 2013	More Info
PNC 3 Month CD Rates		3 month	0.09%	Rate is for 3 months with a minimum balance of of 500,000 or more at a 'Fixed Rate CD Only' calcu - USD - May, 2013	More Info
Wells Fargo 1 Year CD Rates		1 year	0.05%	- Rate is for 'Standard CD Rates' for 1 year and applies for the state of California, it also req - USD - May, 2013	More Info
CHASE 1 Year CD Rates		1 year	0.05%	Rate is for a deposit for 12 months with a $1,000 Minimum Opening Deposit from 90210 postcode - USD - May, 2013	More Info
Bank of America 3 Month CD Rates		3 month	0.05%	90  - 179 Days / 3 Month Rate is for the Standard CD/IRA Product and was calculated for the State - USD - May, 2013	More Info
Citibank 3 Month CD Rates		3 month	0.05%	Rate was calculated for the state of California, other states may vary. - USD - May, 2013	More Info
Wells Fargo 6 Month CD Rates		6 month	0.05%	6 Month Interest Rate was based on the standard cd rates product and calculated for the state of - USD - May, 2013	More Info
Wells Fargo 3 Month CD Rates		3 month	0.05%	3 Month Interest Rate was based on the standard cd rates product and calculated for the state of - USD - May, 2013	More Info
CHASE 6 Month CD Rates		6 month	0.05%	Rate is for a deposit for 6 months with a $1,000 Minimum Opening Deposit - USD - May, 2013	More Info
HSBC USA 1 Year CD Rates		1 year	0.01%	This interest rate is for '12 Months - online cd' with minimum balance to open the account is $10 - USD - May, 2013	More Info
Citizens Bank 2 Year CD Rates		2 year		The interest rate is for 24 months / 2 years and requires a minimum of a $1000.  This rate w - USD - Jan, 2013	More Info