United States Banks

BankBranchFoundedBest RateTypeTermOwnership
BECU430.65%Deposits2 year Local
Webster Bank16619352.00%Deposits5 yearLocal
Comerica Bank48318490.04%Deposits6 monthLocal
Etrade2819820.05%Deposits1 year Local
Edward Jones11,00019222.95%Deposits10 yearLocal
Citizens Bank1,40018280.25%Deposits2 yearForeign
BNY Mellon1271784N/AN/AN/ALocal
Morgan Stanley131935N/AN/AN/ALocal
Northern Trust901889N/AN/AN/ALocal
CIT Bank20002.25%Deposits5 year Local

United States Deposit Rates (Fixed Interest)

BankBranchFoundedInterest RateChangeCurrencyLast Updated
Synchrony Bank20141.20% - USDMar 2015
CIT Bank20001.20% - USDMar 2015
Alliant Credit Union1419351.10% - USDMar 2015
Ally BankNone - online only20011.05% - USDMar 2015
Navy Federal Credit Union212 worldwide19331.05% - USDFeb 2015
Discover BankNone - Direct Bank19861.00% - USDFeb 2015
State Employees Credit Union24219371.00% - USDFeb 2015
PenFed Federal Credit Union19351.00% - USDFeb 2015
Bank Of India USA219780.96% - USDMar 2015
Bank Of Baroda USA119790.90% - USDMar 2015
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United States Savings Accounts (Floating Rates)

BankBranchFoundedInterest RateChangeCurrencyLast Updated
Ally BankNone - online only20010.99% - USDMar 2015
EverBank19980.61% - USDMar 2015
PNC18520.14% - USDFeb 2015
Wells Fargo900018520.10% - USDFeb 2015
HSBC USA47018510.05% - USDFeb 2015
Bank Of China USA419120.05% - USDMar 2015
BBT1,82418720.05% - USDFeb 2015
Bank Of America532019040.03% - USDFeb 2015
Citibank1,000 (4,600 globally)18120.01% - USDFeb 2015
CHASE560017990.01% - USDFeb 2015
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United States Loans Rates

BankBranchFoundedInterest RateChangeCurrencyLast Updated
USAA19221.49% - USDMar 2015
Navy Federal Credit Union212 worldwide19331.49% - USDMar 2015
PenFed Federal Credit Union19351.49% - USDMar 2015
San Diego County Credit Union3319381.49% - USDMar 2015
Star One Credit Union519571.79% - USDMar 2015
US Bank3,00018501.99% - USDMar 2015
Alliant Credit Union1419351.99% - USDMar 2015
BECU432.09% - USDMar 2015
CHASE560017992.13% - USDMar 2015
Suntrust Bank18912.19% - USDMar 2015

United States Credit Card Rates

BankBranchFoundedInterest RateChangeCurrencyLast Updated
Security Service Federal Credit Union7019566.49% - USDMar 2015
USAA19226.90% - USDMar 2015
BECU436.90% - USDMar 2015
IDB Bank719497.00% - USDMar 2015
State Employees Credit Union24219377.75% - USDMar 2015
Star One Credit Union519577.75% - USDMar 2015
The Golden 1 Credit Union8019337.79% - USDMar 2015
Navy Federal Credit Union212 worldwide19337.99% - USDMar 2015
PenFed Federal Credit Union19357.99% - USDMar 2015
Barclays US8% - USDMar 2015

Economy

Compare Bank Account Rates in the United States USA

With a population of 310.6 million (Est 2010) the US economy was ranked 1st in the world with a GDP PPP of 14.2 trillion according to the IMF in 2009. Its GDP PPP per capita was $45,934 which ranks 6th in the world. The US central bank the Federal Reserve has set its interest rate at 0.25%. According to CIA.gov its inflation was 3.8% in 2008 and -0.3% in 2009. Bank deposit accounts held for a fixed term and interest rate in the United States (USA) are called certificates of deposit or more commonly known as CD rates. Non fixed term and variable interest bearing products may include checking, savings and mma accounts.

US Consumer Savings and Bank Deposit Protection

The FDIC (Federal Deposit Insurance Corporation) is an independent agency of the United States established in 1933. Its role is to protect the funds depositors put into banks and savings associations and since its inception no depositor has yet to lose FDIC-insured funds. The FDIC covers deposit accounts including certificates of deposit (CDs), money market deposit accounts, savings accounts and checking accounts.

Remember if you are only with one bank, FDIC deposit limits are $250,000 per depositor, per insured bank, for each account ownership category. So for a single account owned by one person it is $250,000 per owner.

https://www.fdic.gov/edie/calculator.html (Calculate your coverage by your bank)