United States Deposit Rates (Fixed Interest)

BankBranchFoundedInterest RateChangeCurrencyLast Updated
Synchrony Bank20141.10% - USDJan 2015
PenFed Federal Credit Union19351.10%USDJan 2015
Ally BankNone - online only20011.05%USDJan 2015
Navy Federal Credit Union212 worldwide19331.05% - USDJan 2015
Discover BankNone - Direct Bank19861.00% - USDJan 2015
State Employees Credit Union24219371.00% - USDJan 2015
USAA19220.76% - USDJan 2015
Ameriprise Financial18940.75% - USDJan 2015
Vanguard Group319750.65% - USDDec 2014
Sovereign Bank70019020.60% - USDJan 2015
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United States Savings Accounts (Floating Rates)

BankBranchFoundedInterest RateChangeCurrencyLast Updated
Ally BankNone - online only20010.99%USDJan 2015
PNC18520.11%USDJan 2015
Wells Fargo900018520.10% - USDJan 2015
HSBC USA47018510.05% - USDJan 2015
Bank Of China USA419120.05% - USDJan 2015
BBT1,82418720.05% - USDJan 2015
Bank Of America532019040.03% - USDJan 2015
Citibank1,000 (4,600 globally)18120.01% - USDJan 2015
CHASE560017990.01% - USDJan 2015
Etrade2819820.01% - USDJan 2015
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United States Loans Rates

BankBranchFoundedInterest RateChangeCurrencyLast Updated
Wells Fargo900018523.80%USDJan 2015

United States Credit Card Rates

BankBranchFoundedInterest RateChangeCurrencyLast Updated
Wells Fargo9000185210.15% - USDJan 2015

Economy

Compare Bank Account Rates in the United States USA

With a population of 310.6 million (Est 2010) the US economy was ranked 1st in the world with a GDP PPP of 14.2 trillion according to the IMF in 2009. Its GDP PPP per capita was $45,934 which ranks 6th in the world. The US central bank the Federal Reserve has set its interest rate at 0.25%. According to CIA.gov its inflation was 3.8% in 2008 and -0.3% in 2009. Bank deposit accounts held for a fixed term and interest rate in the United States (USA) are called certificates of deposit or more commonly known as CD rates. Non fixed term and variable interest bearing products may include checking, savings and mma accounts.

US Consumer Savings and Bank Deposit Protection

The FDIC (Federal Deposit Insurance Corporation) is an independent agency of the United States established in 1933. Its role is to protect the funds depositors put into banks and savings associations and since its inception no depositor has yet to lose FDIC-insured funds. The FDIC covers deposit accounts including certificates of deposit (CDs), money market deposit accounts, savings accounts and checking accounts.

Remember if you are only with one bank, FDIC deposit limits are $250,000 per depositor, per insured bank, for each account ownership category. So for a single account owned by one person it is $250,000 per owner.

https://www.fdic.gov/edie/calculator.html (Calculate your coverage by your bank)