US CD Interest Rates

Bank Rate
Vanguard 10 Year CD Rates

The applicable yield rate is for a 10 year CD product and new issue.  The Vanguard Brokerage Services may require a minimum $10,000 to purchase these CDs. Products that are issued by FDIC-insured institutions may have deposit insurance up to limits as indicated by the FDIC. CDs may be sold possibly on the secondary market which may have limitations and can be subject to gain or loss. Please see Vanguard website for further conditions.

2.75%
10 year
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Dec 2017
Edward Jones 10 Year CD Rates

The rate is applicable for the 10 year CD product with a minimum $5,000 deposit. The product is bank issued and is FDIC insured.

2.75%
10 year
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Dec 2017
Fidelity 5 Year CD Rates

Note that the CDs offered are brokered CD instead bank CDs and can be traded on the secondary market. It is FDIC insured. 

2.55%
5 year
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Dec 2017
2.45%
5 year
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Dec 2017
EverBank 5 Year CD Rate

Rate indicated is for balances up to $1 million.

2.45%
5 year
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Dec 2017
Discover Bank 10 Year CD Rates

The current interest for this CD product is for a 12 month term with a minimum of $2,500 to open up this 1 year Discover Bank CD Account.

2.40%
10 year
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Dec 2017
Navy Federal Credit Union 7 Year CD Rates

The interest rate indicated is for the 'Long-Term Certificate'  product with a minimum of $100,000 deposit.

2.40%
7 year
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Dec 2017
SSFCU 7 Year CD Rate

Interest Rate indicated requires a minimum opening deposit of $100,000. This rate was calculated for the state of California, variations may occur between states. 

2.37%
7 Year
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Dec 2017
Ally Bank 5 Year CD Rates

High yield CD accounts considered for maximum savings with a fixed rate.

No minimum deposit to open with interest compounded daily.

2.35%
5 year
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Dec 2017
American Express Bank 5 Year CD Rates

The interest APY applicable for this 5 year term maturity is FDIC insured up the maximum allowable limit with no minimum deposit applicable.

2.35%
5 year
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Dec 2017
Deposit Insurance in the USA

In the United States FDIC insurance covers all deposit accounts including money market deposit accounts and certificate of deposit accounts up to limits specified by the agency. (Source: https://www.fdic.gov/deposit/deposits/)

Discussion

  • Q: I have $500 thousand dollars in a 401K. I am playing very conservative and thought CD's. The problem is my RMD is over 27K per year. I know I cannot take interest from my account and I had thought to invest 100K into 5 different CD's. How am I going to take the RMD without penalty

    Reply John from El Reno, United States
  • Q: Want to cash in CD's ; where do I get form and what is the form number.

    Reply V N Riley from Cody, United States