Bank of America Interest Rates

Bank of America offers its personal banking customers a variety of products and services, including: checking accounts, savings accounts, CDs, loans and investments. Additional products include: student banking, mobile banking and online banking.

Bank of America Overview

Bank of America is a major US bank and financial holding company that provides a diversified range of banking and nonbanking financial services and products. It is chartered as a National Bank according to the FDIC and regulated by the Office of the Comptroller of the Currency OCC.It is a provider o... read more

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Bank Of America Discussion

  • Q: BEGINNING IN 2000 WHAT WAS THE 1YR CD RATE ON A $100,000 DEPOSIT. WHAT THE SAME RATE ON JAN 1 FOR EACH YEAR TODATE.

    Reply robert from Danville, United States

Bank Of America Discussion Activity

Bank of America Reviews

  • ** Please note: This is an opinion based on personal experience over 7 years ago. I no longer have an account and cannot speak as to their current code of conduct. BOA is centered around the corporate world; NOT personal banking. Basically, it is just another corporation whose decisions are financially-based. For example, they lost a class action suit re: overdraft fees. They re-ordered which transactions were paid based on transaction amount (highest to lowest);; NOT by the date charges occurred. This, in turn, cost the customer hundreds in overdraft fees. The lost the class action suit brought against them. The result? In my case, for the 320+ I paid, I received a check for $16.01. Lessons learned? Pay attention to spending, keep track of balance, and be wary of banking systems whose name has "I" located near the end.

    Justin from Punta Gorda , Florida , United States
  • Bank of America interest rates are extremely low thus forcing regular customers to go elsewhere for savings.

    Nadim from Odenton , Maryland , United States
  • CD rates lower than competitors. Rates do not keep up with inflation and are at a record low. Retirees need secure investment opportunities.

    Jim from Danville , California , United States
Featured US Savings and Deposit Accounts
Synchrony Bank
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1.65 % APY
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Barclays
Savings Account
1.65 % APY
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Synchrony Bank
CD 60 Months
2.85 % APY
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