USA Savings Interest Rates

Provider Rate Type
TIAA Basic Savings Account

The above Basic Savings interest rates and Annual Percentage Yields (APYs) are accurate as of 3/6/2015 12:00:00 AM. This is a variable rate account. Interest rates and APYs are subject to change without notice. The required minimum opening deposit is $50. For any month in which the account's average daily balance falls below $50, a $5 fee applies. Fees may reduce earnings. The Basic Savings account is available to residents of Rhode Island with no minimum opening deposit and no monthly maintenance fee. To apply for this product, Rhode Island residents should call 1-877-790-8967 to speak to a Concierge representative. Florida residents may apply by visiting their local Financial Center or may call 1-877-790-8967 to speak to a Concierge representative.

Apr 2023
Goldman Sachs Bank Online Savings Account

No minimum deposit to open and for balances over $1

Interest compounded daily, paid monthly

Aug 2019
PNC Money Market Account

This product is the 'Premium Money Market' Account  and requires a minimum funding of $100.  This account is FDIC insured up to the applicable amount. Please note the 10001 zip code was used for rate determination. Amount is for $1,000,000. 

For the Performance Select Checking Relationship Rate, you must have a linked Performance Select Checking /Virtual Wallet with Performance Select) and meet PNC requirements, which may include a certain amount of direct deposit durin the previous calendar month.

Money Market AccountApply
Aug 2019
Ally Bank Savings Account

This 'online savings account' product offered by Ally Bank requires non minimum deposit amount to open and no maintenance fees. It is alos FDIC insured up to the applicable amount. Please note it may have a limited number of transfers and withdrawals per statement cycle.

Online Savings AccountApply
Aug 2019
Etrade Premium Savings Account

The interest rate applicable is FDIC insured and when applying online requires the applicant must be 18 years of age or older as well as a U.S. resident with valid Social Security number.

Aug 2019
Ameriprise Money Market Account

The rate is for $5 million plus funds in this account. FDIC-insured, interest-bearing bank deposit arrangement available. It offers ehanced FDIC coverage up to 2.5 million coverage per depositor at specific banks where assets will be placed from Ameriprise brokerage accounts.

Jan 2020
Wells Fargo Business Platinum Savings Account

This a basic business savings account that only requires a minimum of $25 to open. The account does has tiered rates/

Mar 2022
HSBC USA HSBC Advance Savings Account

This US HSBC 'advance online savings' product account requires a minimum of $10,000 to setup for this rate, is FDIC insured and has no monthly fees. 

Aug 2019
Citibank Savings Account

The current interest Rate was calculated for the Citi ' Savings' product for the CA region. Please note charges may apply if you dont meet a certain minimum balance. For any promo rates you may need to meet eligibility criteria set out by Citi.  This was a promo rate from 500k to 999k

0.04% - 0.15%
Savings AccountApply
Apr 2020
Bank of America Savings Account

Interest Rate is for the 'regular savings account' product.

May 2020

In the United States FDIC insurance covers all deposit accounts including checking accounts and savings accounts up to limits as indicated at (Source: