American Express Bank CD
It offers CDs ranging from terms from 6 months to 60 months (5 years). It offers a 4 step process including Step 1- gathering your information, 2 submitt your application online or by phone. Step 3 - Receive confirmation and Step 4 - fund your account by linking to your current bank account
Citi advises that you do not withdraw the principal before the maturity date of the CD – as there could be a penalty for early withdrawal of the deposit. It differs from Citi's savings product which has a variable rate and allows you flexibly add unlimited deposits and occasional withdraws in a cycle.
You can CALL American Express Bank in the US on: 1-800-446-6307