Website: http://www.citibank.com

Authority: Citibank or (Citi) is a major US national chartered bank (Citibank, N.A) and a subsidiary brand under Citigroup; a US global diversified financial services company. It was founded in 1812 and has a distribution branch network of over a 1000 branches in 13 states. 

How to open a Citibank Certificate of Deposit Account:

- You can make an online application directly at the bank website: http://www.citibank.com

- You can contact them by telephone on 1-800-374-9500

- You can open one at a Citibank Financial Center/Branch. You can find the nearest one by entering your location on their website.

What information/documentation you may require to open a US Citi CD:

- As an applicant for this product you may be required to be 18 years or older, U.S citizen or resident alien, have a U.S driver's license or state-issued ID, Social Security Number, US address.

Information on Citibank 3 Month CD Rates:

This type of Interest bearing deposit is savings product for Citi retail customers who have available funds to invest in this product that requires a contractual maturity of three months or 90 days. While Citibank may determine the interest applicable on time deposits/certificates of deposits using various models including quantitative models such as the discounted cash flow, its inputs it would use can be varied. Like other banks, it is influenced by the policy decisions of the Federal Reserve (the US central bank) and for a three month CD it would factor in the current policy decisions (fed funds rate) as a significant variable. Other factors can include net interest margins on its deposits, competition and banking regulations, such attracting deposits to try to reduce its loan to deposit ratio.

The current interest rate displayed below is for a three month term and was calculated for the state of California. Note other states may vary.