Citibank
4 followers

Citibank 1 Year CD Rates


Type Fixed
Rate 0.25%
Currency USD

Website: http://www.citibank.com

Authority: Citibank is a major US national chartered bank (Citibank, N.A) and a subsidiary brand under Citigroup; a US global diversified financial services company. It was founded in 1812 and has a distribution branch network of over a 1000 branches in 13 states. 

How to open a Citibank Certificate of Deposit:

- You can apply directly online at the bank website: http://www.citibank.com

- You can contact them by telephone on 1-800-374-9500

- You can open one at a Citibank Financial Center/Branch. You can find the nearest one by entering your location on their website.

What information/documentation you may require to open a US Citibank CD:

- As an applicant for this product you may be required to be 18 years or older, U.S citizen or resident alien, have a U.S driver's license or state-issued ID, Social Security Number, US address.

Information on Citibank 1 Year CD Rates:

Citibank provides various term options ranging from 3 month to 5 years. The Citibank 1 Year CD product is a short term fixed investment option and agreed upfront fixed Interest rate for a 12 month/ 1 year term. The most influencing factors that determine what Citibank certificates of deposit rates would be for this 1 year timeframe would be the future monetary decisions of the Federal Reserve which may include their inflation forecasts as well as the economic growth of the economy. Citibank would project these rates into the future forecasting where interest rates would be in the future. Other factors may include banking regulations, bank business model and banking costs (banks with more branches and services have a higher overhead then online banks which don�t) which contribute to how high or low they keep their rates.

The current 1 Year/ 12 month interest rate is applicable for the state of California, please refer to the website for other states.


The rate of 0.25% is 0.89% lower than the average 1.14%. Also it is 2.25 % lower than the highest rate 2.50 Updated Jul, 2018

on Citibank's secure website

Website: http://www.citibank.com

Authority: Citibank is a major US national chartered bank (Citibank, N.A) and a subsidiary brand under Citigroup; a US global diversified financial services company. It was founded in 1812 and has a distribution branch network of over a 1000 branches in 13 states. 

How to open a Citibank Certificate of Deposit:

- You can apply directly online at the bank website: http://www.citibank.com

- You can contact them by telephone on 1-800-374-9500

- You can open one at a Citibank Financial Center/Branch. You can find the nearest one by entering your location on their website.

What information/documentation you may require to open a US Citibank CD:

- As an applicant for this product you may be required to be 18 years or older, U.S citizen or resident alien, have a U.S driver's license or state-issued ID, Social Security Number, US address.

Information on Citibank 1 Year CD Rates:

Citibank provides various term options ranging from 3 month to 5 years. The Citibank 1 Year CD product is a short term fixed investment option and agreed upfront fixed Interest rate for a 12 month/ 1 year term. The most influencing factors that determine what Citibank certificates of deposit rates would be for this 1 year timeframe would be the future monetary decisions of the Federal Reserve which may include their inflation forecasts as well as the economic growth of the economy. Citibank would project these rates into the future forecasting where interest rates would be in the future. Other factors may include banking regulations, bank business model and banking costs (banks with more branches and services have a higher overhead then online banks which don�t) which contribute to how high or low they keep their rates.

The current 1 Year/ 12 month interest rate is applicable for the state of California, please refer to the website for other states.


The rate of 0.25% is 0.89% lower than the average 1.14%. Also it is 2.25 % lower than the highest rate 2.50 Updated Jul, 2018

on Citibank's secure website

Type Fixed
Rate 0.25%
Currency USD

Compare Citibank Deposit rates

Account Name Rate
Citibank 5 Year CD Rates 0.80%
Citibank 4 Year CD Rates 0.75%
Citibank 3 Year CD Rates 0.70%

Compare 1 year rates in United States

Account Name Rate
CIT Bank 1 Year CD Rates 2.50%
BOI USA 1 Year CD Rate 2.40%
Sallie Mae 1 Year CD Rates 2.40%

Citibank Discussion

  • Q: I’m a Chinese and I had open an account last year. I want to know what will be need if I want to open a Certificate of Deposite ?

    Reply Monica from Washington, United States
  • Q: I am looking for best rates on a jumbo CD approx 1 year in term

    Reply chantel from Orange, United States
  • Q: What is the interest rate of a CD of year and that of 2 years?

    Reply Hendrik from Cerritos, United States
  • Q: Do you have a 6 months CD and wha is the interest rate?

    Reply Ana from Burbank, United States
    • R: CURRENT INTEREST RATE FOR 6MONTH CD

      Reply RONALD
  • Q: Have_$150,000.00 to invest are CD's the best option ?

    Reply Joseph from Boston, United States
  • Q: What is the current 1 year CD rate?

    Reply Connie from United States
  • Q: What is current CD rate for 18 months?

    Reply John from Pompano Beach, United States
  • Q: Are you able to open a Citibank CD account in the name of a family trust?

    Reply Nina from Pleasanton, United States
  • Q: My husband and I have two CD's with you and I can't seem to find the website to sign in to my account. Have not done so in some time. Last time I just used bankonciti.com

    Reply Teri from United States
  • Q: Is Citibank affifillated to Cit Bank? Where is the nearest branch to miami airport Int?

    Reply yunus from Trinidad and Tobago
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