Website: https://www.synchronybank.com

Authority: Synchrony Bank is a US nationally chartered bank. It was renamed from GE Capital Retail Bank which had acquired the deposit business from MetLife Bank Its deposits are FDIC insured.

How to open a Synchrony Bank Certificate of Deposit:

You may apply directly online at the website: https://www.synchronybank.com - formerly http://www.metlifebank.com

Call them at 1-866-226-5638)

You may also apply by downloading an application which you can print and then return by mail to the appropriate address indicated on the website.

Information on Synchrony Bank 3 Month CD Rates:

Like other US banks and credit unions providing CDs, Synchrony Bank CD Rates can be dependent on the policy decisions of the Federal Reserve. Being only a 3 month investment it is considered a short term timeframe, Synchrony Bank sets this 3 month CD Rates relying on the current federal reserve interest rate policy as well as internal margins required by Synchrony bank.

The current Interest rate displayed is for deposit amounts of over $100,000

Please note that  Synchrony Bank accounts have moved from MetLife Bank.