Synchrony Bank 1 Year CD Rates

Synchrony Bank 1 Year CD Rates

Rate at 1.25% p.a*

on Synchrony Bank's secure website

Type Fixed
Rate 1.25%
Currency USD



Authority: Synchrony Bank was renamed from GE Capital Retail Bank that had acquired the deposit business of Metlife Bank. It is a US nationally chartered bank. Deposits are FDIC insured.

How to open a Synchrony Bank Certificate of Deposit:

You may apply directly online at the website:

Call them at 1-866-226-5638)

You may also apply by downloading an application which you can print and then return by mail to the appropriate address indicated at their website.

Information on Synchrony Bank 1 Year CD Rates:

Similar to other US banks, Synchrony Bank CD Rates can be dependent on the policy decisions of the Federal Reserve. When Synchrony Bank sets 1 year CD Rates, forecasting monetary policy decisions by the Federal Reserve as well as internal margins required by bank can be highly influencial on whether the bank decides to raise or lower rates. 

The current interest rate displayed is for a deposit $100,000+ for a 12 month period

Note that Synchrony Bank deposit accounts have moved over from MetLife Bank.

The rate of 1.25% is 0.72% higher than the average 0.53%. Also it is -1.25 % lower than the highest rate. Updated Feb, 2017

Compare Synchrony Bank Deposit rates

Account Name Rate
Synchrony Bank 60 Month CD Rates 1.95%
Synchrony Bank 2 Year CD Rates 1.45%
Synchrony Bank 6 Month CD Rates 0.41%

Compare 1 year rates in United States

Account Name Rate
EverBank 1 Year CD Rate 1.36%
BOI USA 1 Year CD Rate 1.35%
CIT Bank 1 Year CD Rates 1.32%


  • Q: We are a condo management company in Illinois looking to purchase 12 month cd's for our associations. Please let me know what I need to do to possibly start the process. Thank you.

    Reply Lea Godinez from Chicago, United States
  • Q: how much will I make on a one yr cd 15000 deposit

    Reply dorothy from Chicago, United States
  • Q: Min Investment for1.25 ? $ Tiered: $500,00 Rate? Tiered Rate/100,00 ?

    Reply Jay from Exeter, United States
  • Q: Do u offer traditional IRA's?

    Reply Maria from Sicklerville, United States
  • Q: Can I open a 12 Months CD using my Puerto Rico mailing address? I believe P.R is not listed under the States selection. The CD will be funded through my First Bank checking account in P.R. Thanks for your prompt response.

    Reply Isaura rosa from Palm Bay, United States
  • Q: What is the rate for a 12 month CD of $200K if purchased by an incorporated nonprofit organization?

    Reply Irene from Sunnyvale, United States
  • Q: Will i be receiving interest every month?

    Reply Michael from United States
  • Q: I am treasurer of a non profit condo association in Naples Fl. and would like to open an account with Synchrony Bank by purchasing cd's in the amount of $75,000.00. Do you accept condo association funds ?

    Reply ron from Naples, United States