Website: http://www.pnc.com

Authority: PNC Bank or (officially PNC Bank, National Association) is a major US based national chartered bank. It operates branches in 21 US states (FDIC) and has historical origins from 1852. It is listed on the NYSE and is a FDIC insured bank.

How to open a PNC Money Market Account:

By browsing to the PNC website you can open an account directly: http://www.pnc.com

You can speak to them by telephone to assist you in opening up an account on : 1-800-762-5684

Visit a local branch within one of the states they operate in including Alabama, Delaware, District Of Columbia, Florida, Georgia, Illinois, Indiana, Kentucky,  Maryland,  Michigan,  Missouri,  New Jersey, New York,  North Carolina, Ohio,  Pennsylvania,  Rhode Island,  South Carolina, Virginia, West Virginia and Wisconsin. Use their website to find the closest branch within that state.

List of requirements when applying online to open a money market account from the PNC Bank website:

Requirements list on the PNC website when completing the application for the account include but limited to:  being a US Citizen, aged 17 years or older, provide employment information, state Issued ID, military ID or valid US driver's license, home address, telephone number, email, date of birth and full name.

Information about PNC Bank Money Market Account interest rates:

A money market account is a type of savings product offered by credit unions and banks. It can offer higher interest rates than a traditional savings account but may have penalties for exceeding monthly withdrawal limits as well as not meeting balance requirements, but offers better liquidity than cd rates. Like other banks offering MMA products, the money market interest rate offered is influenced by a number of factors, in particular the federal reserve monetary policy decisions on interest rates. In addition competition for deposits, funding requirements, competition for deposits and regulations such as from the FDIC which had imposed interest rate caps for various deposit maturities(from 2009) for banks that were not well capitalized.  (http://www.fdic.gov/regulations/resources/rates/)

This product is the 'Premium Money Market' Account  and requires a minimum funding of $100.  This account is FDIC insured up to the applicable amount. Please note the 90210 zip code was used