Website: http://www.pnc.com

Authority: PNC Bank is a major US chartered national bank and is a subsidiary of the PNC Financial Services Group, a large US diversified financial services company. It has its primary geographic markets in 15 states as well as DC. In 2010, it had over 2500 branches and 6700 ATMs. Its deposits are FDIC Insured.

How to open a Two Year PNC Certificate of Deposit:

- You can open this account online through the bank website at: http://www.pnc.com

- Contact them by telephone at 800-762-5684 

- You may visit one of their physical branches in person. You can locate your nearest branch by using the PNC ATM and branch locator search tool on their website. 

What are the typical identification requirements to open this PNC CD:

According to the PNC website, this may include a government issued photo ID Driver's License, state issued ID, US Passport, 

In addition it may also require email address, current address or existing bank account numbers (if your funding your account). If online it may also require you to be a U.S. citizen age 17 or older.

Information on PNC Bank 2 Year CD Interest Rates:

While PNC does offer short term (1 year or less maturity), they do offer longer dated products such as two year CD products. This medium term savings/investment product provides the consumers to lock in a rate of return of their funds for two years. In determining what the rate for its 2 year CD products, it like other banks would take into consideration a number of variables. These include but not limited monetary policy decisions and future medium term forecasts of the Federal Reserve, net margins on deposits, funding source requirements, loan profiles and ratios and bank competition for depositors.

The interest rate below for this product type is for a 2 year term with a minimum balance of 500,000 or more at a 'Fixed Rate CD Only', note other states may vary their rates.