ING Direct USA

ING Direct USA Capital One 360 1 Year CD Rates


Type Fixed
Rate 2.30%
Currency USD

Website: Changed from http://www.ingdirect.com to http://www.capitalone.com


Authority: ING Direct USA was a major online banking service provider in the United States. Its deposits were FDIC insured. Capital One 360 is also FDIC insured. 

How to open a ING Direct Certificate of Deposit/Capital One 360 CD:

- You can open an account from their bank website by completing their online application form at: http://www.ingdirect.com - Now capitalone.com

- For more information about opening an account you can telephone ING on the following telephone numbers:

General Customer Service at Capital One:            1-877-383-4802    


What information and identification you may require to open a US ING CD Deposit Account:

- Identification may include but not limited your social security number, email address, primary telephone number, a home address and email

Information to consider when opening ING Direct/Capital One 360 1 Year CD Rates:

LIke other banks in the United States, ING Direct USA/Capital One 360 is highly reliant on the monetary policy of the Federal Reserve when determining to raise, lower and keep unchanged its interest rates for one year cd deposits. In addition factors such as funding sources, liqudity, competition, its business model and banking regulations are also factors that can influence the set rate. 

The Interest rate for this account is for a 12 month / 1 year period and is FDIC-insured up to $250,000 per depositor. The options for this product include interest paid, monthly, annually or at the end of term.


The rate of 2.30% is 1.02% higher than the average 1.28%. Also it is 0.41 % lower than the highest rate 2.71 Updated Jul, 2018

on ING Direct USA's secure website

Website: Changed from http://www.ingdirect.com to http://www.capitalone.com


Authority: ING Direct USA was a major online banking service provider in the United States. Its deposits were FDIC insured. Capital One 360 is also FDIC insured. 

How to open a ING Direct Certificate of Deposit/Capital One 360 CD:

- You can open an account from their bank website by completing their online application form at: http://www.ingdirect.com - Now capitalone.com

- For more information about opening an account you can telephone ING on the following telephone numbers:

General Customer Service at Capital One:            1-877-383-4802    


What information and identification you may require to open a US ING CD Deposit Account:

- Identification may include but not limited your social security number, email address, primary telephone number, a home address and email

Information to consider when opening ING Direct/Capital One 360 1 Year CD Rates:

LIke other banks in the United States, ING Direct USA/Capital One 360 is highly reliant on the monetary policy of the Federal Reserve when determining to raise, lower and keep unchanged its interest rates for one year cd deposits. In addition factors such as funding sources, liqudity, competition, its business model and banking regulations are also factors that can influence the set rate. 

The Interest rate for this account is for a 12 month / 1 year period and is FDIC-insured up to $250,000 per depositor. The options for this product include interest paid, monthly, annually or at the end of term.


The rate of 2.30% is 1.02% higher than the average 1.28%. Also it is 0.41 % lower than the highest rate 2.71 Updated Jul, 2018

on ING Direct USA's secure website

Type Fixed
Rate 2.30%
Currency USD

Compare 1 year rates in United States

Account Name Rate
PenFed 1 Year CD Rates 2.71%
Sallie Mae 1 Year CD Rates 2.70%
Barclays US 1 Year CD Rates 2.65%

ING Direct USA Discussion

  • Q: I opened a cd back when it was still under ING DIRECT. How can I cash it out . I tried to sign in but it does not recognize my information

    Reply LATANYA from United States
  • Q: how do I log in to my Cd account

    Reply james k from Lady Lake, United States
  • Q: HOW COME INTEREST RATES ARE 3% IN AUSTRILA AND .75 HERE IN AMERICA ALSO DOES THE UIRS HAVE ACCESS TO MY ACCOUNT ]

    Reply BYRON from Dana Point, United States
  • Q: Do you have IRA CDs?

    Reply Vince from Howell, United States
    • R: I HAVE A "401" WHICH I NEED FOR IT TO BE ABLE TO "ROLL OVER" INTO AN ACCOUNT

      Reply BYRON
  • Q: daughter living out of state how can she cash my cd if I die?

    Reply astride from Sacramento, United States
  • Q: Weren't you acquired by capital?

    Reply Ronda from New Castle, United States
  • Q: Does it cost anything to open up a cd? and is there a maintenance fee?

    Reply Amber from United States
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