all
Capital One
4 followers

Capital One 6 Month CD Rates


Type Fixed
Rate 0.60%
Currency USD

Website: http://www.capitalone.com

Authority: Capital One Bank is a major US chartered national bank according to the FDIC with its associated deposit accounts FDIC insured. It has over 1,000 branch locations in select states around the country.

How to open a Capital One Certificate of Deposit:

- You may decide to apply directly online on their bank website at: http://www.capitalone.com

- You can visit one of their branches in Connecticut, District of Columbia, Louisiana, Maryland, New Jersey, New York, Texas and Virginia. On their website you can find your nearest location in those states.

- You may also contact them by telephone on 1-866-871-7932

What information and identification may you require when you open a US Capital One Certificate of Deposit Account Online:

- This may include but not limited to a social security number, State-issued identification or Driver's license, or savings, checking or brokerage account, as well as a routing number to make your initial deposit.

Information to consider when opening Capital One Bank 6 Month CD Rates:

CD accounts accumulate interest for customers from banks like Capital One Bank who firstly borrow funds/money from institutions and depositors (e.g. a depositor may be retail customer who may invest in a CD). They would then make loans to customers and as well as invest in debt securities and other revenue earning assets. Capital One would then collect interest on these loans and assets and then pay the associated interest on the money they borrowed borrow from institutions and depositors.

When determining the Interest for a Capital One six month CD it is influenced by a few different inputs to calculate the rate, these include the current and future monetary policy decisions of the Federal Reserve (the US central bank) as well as net margins on deposits, bank regulations for capital, funding source and liquidity requirements and competition.

The current interest rate show below for capital one certificate of deposit is for a 6 month / 180 day period, it also requires a $5,000 minimum deposit to open account


The rate of 0.60% is 0.6% higher than the average 0%. Also it is -0.6 % lower than the highest rate Updated Feb, 2020

on Capital One's secure website

Website: http://www.capitalone.com

Authority: Capital One Bank is a major US chartered national bank according to the FDIC with its associated deposit accounts FDIC insured. It has over 1,000 branch locations in select states around the country.

How to open a Capital One Certificate of Deposit:

- You may decide to apply directly online on their bank website at: http://www.capitalone.com

- You can visit one of their branches in Connecticut, District of Columbia, Louisiana, Maryland, New Jersey, New York, Texas and Virginia. On their website you can find your nearest location in those states.

- You may also contact them by telephone on 1-866-871-7932

What information and identification may you require when you open a US Capital One Certificate of Deposit Account Online:

- This may include but not limited to a social security number, State-issued identification or Driver's license, or savings, checking or brokerage account, as well as a routing number to make your initial deposit.

Information to consider when opening Capital One Bank 6 Month CD Rates:

CD accounts accumulate interest for customers from banks like Capital One Bank who firstly borrow funds/money from institutions and depositors (e.g. a depositor may be retail customer who may invest in a CD). They would then make loans to customers and as well as invest in debt securities and other revenue earning assets. Capital One would then collect interest on these loans and assets and then pay the associated interest on the money they borrowed borrow from institutions and depositors.

When determining the Interest for a Capital One six month CD it is influenced by a few different inputs to calculate the rate, these include the current and future monetary policy decisions of the Federal Reserve (the US central bank) as well as net margins on deposits, bank regulations for capital, funding source and liquidity requirements and competition.

The current interest rate show below for capital one certificate of deposit is for a 6 month / 180 day period, it also requires a $5,000 minimum deposit to open account


The rate of 0.60% is 0.6% higher than the average 0%. Also it is -0.6 % lower than the highest rate Updated Feb, 2020

on Capital One's secure website

Type Fixed
Rate 0.60%
Currency USD

Compare Capital One Deposit rates

Account Name Rate
Capital One 1 Year CD Rates 1.90%
Capital One 2 Year CD Rates 1.80%
Capital One 4 Year CD Rates 1.65%

Compare 6 month rates in United States

Account Name Rate
TIAA 6 Month CD Rate 4.00%
Discover Bank 6 Month CD Rates 3.40%
BOI USA 6 Month CD Rate 2.25%

Capital One Discussion

  • Q: What is your one year cd rate?

    Reply Gerald from Boca Raton, United States
  • Q: What's the lowest rate I can earn from a $5000 CD lockup account from 1 to 5 years ? $5000: how much money earn for 1 year /5 years

    Reply Michel from Brooklyn, United States