US CD Rates

Bank	Account	Interest rate	Term
	TIAA 1 Year CD Rate	4.65%	1 year
	Discover Bank 1 Year CD Rates	4.50%	1 year
	MTB 1 Year CD Rates	4.50%	1 year
	Eastern Bank 1 Year CD Rates	4.33%	1 year
	Discover Bank 2 Year CD Rates	4.30%	2 year
	TIAA 2 Year CD Rate	4.30%	2 year
	Discover Bank 10 Year CD Rates	4.10%	10 year
	Discover Bank 5 Year CD Rates	4.10%8	5 year
	TIAA 3 Month CD Rate	4.00%	3 month
	TIAA 6 Month CD Rate	4.00%	6 month
	TIAA 5 Year CD Rate	3.85%	5 year
	USAA 2 Year CD Rates	3.71%	2 year
	Discover Bank 9 Month CD Rates	3.50%	9 month
	Discover Bank 6 Month CD Rates	3.40%	6 month
	Navy Federal Credit Union 7 Year CD Rates	3.05%	7 year
	SSFCU 7 Year CD Rate	3.00%	7 Year
	Synchrony Bank 60 Month CD Rates	2.80%	60 month
	Barclays US 5 Year CD Rates	2.75%	5 year
	Ally Bank 5 Year CD Rates	2.65%	5 year
	SECU 60 Month CD	2.65%	60 month
	Goldman Sachs 6 Year CD Rates	2.65%	6 Year
	State Farm Bank 5 Year CD	2.60%	5 year
	Goldman Sachs 5 Year CD Rates	2.60%	5 Year
	BOI USA 1 Year CD Rate	2.60%	1 year
	Ally Bank 3 Year CD Rates	2.55%	3 year
	Alliant Credit Union 5 Year CD Rates	2.55%	5 year
	Navy Federal Credit Union 2 Year CD Rates	2.55%	2 year
	Sallie Mae 1 Year CD Rates	2.55%	1 Year
	Ally Bank 1 Year CD Rates	2.50%	1 year
	SSFCU 2 Year CD Rate	2.50%	2 Year
	SchoolsFirst 5 Year CD Rates	2.50%	5 Years
	PenFed 7 Year CD Rates	2.50%	7 year
	Barclays US 2 Year CD Rates	2.50%	2 year
	Synchrony Bank 1 Year CD Rates	2.50%	1 year
	Synchrony Bank 2 Year CD Rates	2.50%	2 year
	Goldman Sachs 2 Year CD Rates	2.45%	2 Year
	Barclays US 1 Year CD Rates	2.45%	1 year
	Alliant Credit Union 2 Year CD Rates	2.40%	2 year
	Navy Federal Credit Union 1 Year CD Rates	2.40%	1 year
	Goldman Sachs 1 Year CD Rates	2.40%	1 year
	Alliant Credit Union 1 Year CD Rates	2.35%	1 year
	SECU 2 Year CD	2.30%	2 year
	Sovereign Bank 3 Year CD Rates	2.30%	3 year
	PenFed 2 Year CD Rates	2.30%	2 year
	BOI USA 6 Month CD Rate	2.25%	6 month
	State Farm Bank 2 Year CD	2.25%	2 year
	CIT Bank 1 Year CD Rates	2.20%	1 year
	Edward Jones 5 Year CD Rates	2.15%	5 year
	Star One Credit Union 2 Year CD Rate	2.15%	2 year
	State Farm Bank 1 Year CD	2.15%	1 year
	BOI USA 3 Month CD Rate	2.10%	3 month
	SchoolsFirst 1 Year CD Rates	2.10%	1 Year
	BMO Harris Bank 1 Year CD Rates	2.10%	1 year
	BMO Harris Bank 6 Month CD	2.10%	6 month
	Star One Credit Union 1 Year CD Rate	2.10%	1 year
	Raymond James Bank 5 Year CD Rates	2.10%	5 year
	First Republic 5 Year CD Rates	2.05%	5 year
	SECU 1 Year CD	2.05%	1 year
	Star One Credit Union 6 Month CD Rate	2.05%	6 month
	Santander 15 Month CD Rates	2.05%	15 month
	First Republic 6 Year CD Rates	2.05%	6 year
	Navy Federal Credit Union 6 Month CD Rates	2.05%	6 month
	SDCCU 60 Month CD Rate	2.05%	60 month
	Bangor 5 Year CD	2.02%	5 year
	USAA 7 Year CD Rates	2.02%	7 year
	Bank Leumi USA 1 Year CD Rates	2.00%	1 year
	Vanguard 10 Year CD Rates	2.00%	10 year
	Discover Bank 3 Month CD Rates	2.00%	3 month
	Golden 1 Credit Union 60 Month CD Rates	2.0%	60 Month
	Suntrust Bank 2 Year CD Rates	2.00%	24 month
	SSFCU 1 Year CD Rate	2.00%	1 Year
	PenFed 1 Year CD Rates	2.00%	1 year
	Suntrust Bank 1 Year CD Rates	2.00%	1 year
	Bangor 3 Year CD	1.97%	3 year
	Bangor 4 Year CD	1.97%	4 year
	Raymond James Bank 1 Year CD Rates	1.95%	1 year
	Bangor 2 Year CD	1.92%	2 year
	BOI USA 1 Month CD Rate	1.90%	1 month
	Capital One 1 Year CD Rates	1.90%	1 year
	PenFed 6 Month CD Rates	1.90%	6 month
	Zions Bank 5 Year CD Rates	1.87%	5 year
	First Republic 2 Year CD Rates	1.85%	2 year
	BECU 1 Year CD Rates	1.81%	1 year
	Fidelity 5 Year CD Rates	1.80%	5 year
	Capital One 2 Year CD Rates	1.80%	2 year
	Bank of Oklahoma 7 Year CD Rates	1.80%	7 year
	Bangor 1 Year CD	1.77%	1 year
	Zions Bank 4 Year CD Rates	1.77%	4 year
	Arvest 2 Year CD Rates	1.76%	2 year
	Vanguard 2 Year CD Rates	1.75%	2 year
	Vanguard 3 Month CD Rates	1.75%	3 month
	Vanguard 6 Month CD Rates	1.75%	6 month
	Vanguard 1 Year CD Rates	1.75%	1 year
	Fidelity 3 Year CD Rates	1.75%	3 year
	Webster 3 Year CD Rates	1.75%	3 year
	Webster 5 Year CD Rates	1.75%	5 year
	SSFCU 6 Month CD Rate	1.75%	6 Month
	Gate City Bank 2 Year CD Rate	1.75%	2 year
	Woodforest 5 Year CD Rates	1.71%	5 year
	CIT Bank 5 Year CD Rates	1.70%	5 year
	Fidelity 2 Year CD Rates	1.70%	2 year
	Fidelity 1 Year CD Rates	1.70%	1 year
	Zions Bank 3 Year CD Rates	1.66%	3 year
	Capital One 4 Year CD Rates	1.65%	4 year
	Capital One 3 Year CD Rates	1.65%	3 year
	Arvest 1 Year CD Rates	1.61%	1 year
	Zions Bank 2 Year CD Rates	1.61%	2 year
	Bangor 6 Month CD	1.61%	6 month
	Edward Jones 2 Year CD Rates	1.60%	2 year
	American Express Bank 5 Year CD Rates	1.60%	5 year
	Fidelity 6 Month CD Rates	1.60%	6 month
	Fidelity 3 Month CD Rates	1.60%	3 month
	Capital One 5 Year CD Rates	1.60%	5 year
	Ameriprise 3 Year CD Rates	1.60%	3 year
	Gate City Bank 1 Year CD Rate	1.60%	1 year
	Woodforest 4 Year CD Rates	1.56%	4 year
	Bank of Baroda 10 Year CD Deposit Rate	1.55%	10 year
	Bank of Baroda 5 Year CD Rates	1.55%	5 year
	Woodforest 3 Year CD Rates	1.51%	3 year
	Zions Bank 1 Year CD Rates	1.51%	1 year
	CIT Bank 4 Year CD Rates	1.50%	4 year
	First Republic 1 Year CD Rates	1.50%	1 year
	American Express Bank 2 Year CD Rates	1.50%	2 year
	MTB 3 Year CD Rates	1.50%	3 year
	MTB 2 Year CD Rates	1.50%	2 year
	Bank of Baroda 1 Year CD Deposit Rate	1.50%	1 year
	ING Direct USA Capital One 360 1 Year CD Rates	1.50%	1 year
	TD Bank 6 Month CD Rates	1.50%	6 month
	Woodforest 2 Year CD Rates	1.46%	2 year
	Cathay Bank 3 Year CD Rate	1.46%	3 year
	Bank of Hawaii 1 Year CD Rate	1.45%	1 year
	First National Bank Alaska 1 Year CD Rates	1.45%	1 year
	First National Bank Alaska 5 Year CD Rates	1.45%	5 year
	Woodforest 1 Year CD Rates	1.41%	1 year
	Arvest 6 Month CD Rates	1.41%	6 month
	Ameriprise 2 Year CD Rates	1.40%	2 year
	BBVA Compass 1 Year CD Rates	1.40%	1 year
	First Hawaiian Bank 2 Year CD Rates	1.40%	2 year
	CIT Bank 2 Year CD Rates	1.40%	2 year
	Ameriprise 1 Year CD Rates	1.35%	1 year
	SDCCU 2 Year CD Rate	1.35%	2 year
	Bangor 3 Month CD	1.31%	3 month
	Citizens Bank 2 Year CD Rates	1.30%	2 year
	CIT Bank 3 Year CD Rates	1.30%	3 year
	Ameriprise 6 Month CD Rates	1.30%	6 month
	HSBC USA 2 Year CD Rates	1.30%	2 year
	Ally Bank 9 Month CD Rates	1.25%	9 month
	City National Bank 5 Year CD Rates	1.25%	5 year
	KeyBank 10 Year CD Rates	1.25%	10 year
	Navy Federal Credit Union 3 Month CD Rates	1.25%	3 month
	TD Bank 12 Month CD Rates	1.20%	1 Year
	Golden 1 Credit Union 2 Year CD Rates	1.15%	2 Year
	City National Bank 4 Year CD Rates	1.15%	4 year
	Ameriprise 3 Month CD Rates	1.15%	3 month
	SDCCU 1 Year CD Rate	1.15%	1 year
	First National Bank Alaska 2 Year CD Rates	1.10%	2 year
	Bank of Oklahoma 1 Year CD Rates	1.05%	1 year
	City National Bank 3 Year CD Rates	1.04%	3 year
	Frost Bank 1 Year CD Rates	1.04%	1 Year
	PNC 10 Year CD Rates	1.00%	10 year
	PNC 7 Year CD Rates	1.00%	7 year
	Ally Bank 6 Month CD Rates	1.00%	6 month
	First Republic 6 Month CD Rates	1.00%	6 month
	BBVA Compass 3 Year CD Rates	1.00%	3 year
	Synchrony Bank 6 Month CD Rates	1.00%	6 month
	PNC 4 Year CD Rates	0.95%	4 year
	PNC 5 Year CD Rates	0.95%	5 year
	Woodforest 6 Month CD Rates	0.95%	6 month
	Golden 1 Credit Union 1 Year CD Rates	0.95%	1 Year
	HSBC USA 1 Year CD Rates	0.95%	1 year
	Bank of China USA 4 Year CD Rates	0.91%	4 year
	City National Bank 2 Year CD Rates	0.90%	2 year
	Cathay Bank 2 Year CD Rate	0.90%	2 year
	PNC 3 Year CD Rates	0.85%	3 year
	SchoolsFirst 30 Day CD Rates	0.85%	1 Month
	Bank of Baroda 6 Month CD Deposit Rate	0.85%	6 month
	Edward Jones 1 Year CD Rates	0.85%	1 year
	TD Bank 5 Year CD Rates	0.80%	5 Year
	City National Bank 1 Year CD Rates	0.80%	1 year
	SDCCU 6 Month CD Rate	0.80%	6 month
	Cathay Bank 1 Year CD Rate	0.80%	1 year
	Rabobank America 5 year CD Rates	0.80%	5 year
	Capital One 9 Month CD Rates	0.80%	9 month
	PNC 2 Year CD Rates	0.75%	2 year
	Ally Bank 3 Month CD Rates	0.75%	3 month
	First Republic 3 Month CD Rates	0.75%	3 month
	HSBC USA 6 Month CD Rates	0.75%	6 month
	Bank of Baroda 3 Month CD Deposit Rate	0.75%	3 month
	BMO Harris Bank 5 Year CD	0.75%	5 year
	Synchrony Bank 3 Month CD Rates	0.75%	3 month
	US Bank 5 Year CD Rates	0.75%	5 year
	CIT Bank 6 Month CD Rates	0.72%	6 month
	Barclays US 6 Month CD Rates	0.65%	6 month
	SSFCU 3 Month CD Rate	0.65%	3 Month
	Bank of Baroda 1 Month CD Deposit Rate	0.65%	1 month
	TD Bank 24 Month CD Rates	0.65%	2 Year
	Golden 1 Credit Union 6 Month CD Rates	0.65%	6 month
	SDCCU 3 Month CD Rate	0.65%	3 month
	Bank of China USA 2 Year CD Rates	0.63%	2 year
	Zions Bank 6 Month CD Rates	0.60%	6 month
	American Express Bank 1 Year CD Rates	0.60%	1 year
	Capital One 6 Month CD Rates	0.60%	6 month
	Cathay Bank 6 Month CD Rate	0.60%	6 month
	Goldman Sachs 6 Month CD Rates	0.60%	6 Month
	Huntington 5 Year CD Rates	0.55%	5 year
	First Tennessee 5 Year CD Account	0.55%	5 year
	Edward Jones 6 Month CD Rates	0.50%	6 month
	Union Bank 60 Month CD Rates	0.50%	60 month
	Suntrust Bank 6 Month CD Rates	0.50%	6 month
	Fifth Third Bank 5 Year CD	0.50%	5 year
	Regions Bank 72 Month CD Rates	0.50%	72 month
	US Bank 4 Year CD Rates	0.50%	4 year
	USAA 1 Year CD Rates	0.50%	1 year
	Cathay Bank 3 Month CD Rate	0.50%	3 month
	BMO Harris Bank 4 Year CD	0.50%	4 year
	Commerce Bank 5 Year CD Rates	0.45%	5 year
	Woodforest 3 Month CD Rates	0.40%	3 month
	BMO Harris Bank 3 Year CD	0.40%	3 year
	City National Bank 6 Month CD Rates	0.40%	6 month
	American Express Bank 6 Month CD	0.40%	6 month
	Fifth Third Bank 4 Year CD	0.40%	4 year
	Golden 1 Credit Union 3 Month CD Rates	0.40%	3 month
	Commerce Bank 4 Year CD Rates	0.40%	4 year
	Bank of China USA 1 Year CD Rates	0.38%	1 year
	Commerce Bank 3 Year CD Rates	0.35%	3 year
	Huntington 4 Year CD Rates	0.35%	4 year
	Barclays US 3 Month CD Rates	0.35%	3 month
	Cathay Bank 1 Month CD Rate	0.35%	1 month
	US Bank 3 Year CD Rates	0.35%	3 year
	First National Bank Alaska 6 Month CD Rates	0.31%	6 month
	Commerce Bank 2 Year CD Rates	0.30%	2 year
	Fifth Third Bank 3 Year CD	0.30%	3 year
	BMO Harris Bank 2 Year CD	0.30%	2 year
	Rabobank America 1 Year CD Rates	0.30%	1 year
	Rabobank America 2 Year CD Rates	0.30%	2 year
	Woodforest 1 Month CD Rates	0.25%	1 month
	Regions Bank 2 Year CD Rates	0.25%	2 year
	Citibank 5 Year CD Rates	0.25%	5 year
	Citibank 4 Year CD Rates	0.25%	4 year
	Citibank 1 Year CD Rates	0.25%	1 year
	Citibank 3 Year CD Rates	0.25%	3 year
	Citibank 2 Year CD Rates	0.25%	2 year
	Citibank 6 Month CD Rates	0.25%	6 month
	Commerce Bank 1 Year CD Rates	0.25%	1 year
	Edward Jones 3 Month CD Rates	0.25%	3 month
	KeyBank 2 Year CD Rates	0.25%	2 year
	TD Bank 3 Month CD Rates	0.25%	3 month
	PNC 1 Year CD Rates	0.24%	1 year
	First National Bank Alaska 3 Month CD Rates	0.21%	3 month
	Nevada State Bank 2 Year CD	0.21%	2 year
	Bank of China USA 6 Month CD Rates	0.21%	6 month
	Zions Bank 3 Month CD Rates	0.20%	3 month
	Union Bank 2 Year CD Rates	0.20%	2 year
	US Bank 2 Year CD Rates	0.20%	2 year
	Fifth Third Bank 2 Year CD	0.20%	2 year
	Huntington 3 Year CD Rates	0.20%	3 year
	TCF Bank 16 Month CD Rates	0.20%	16 Month
	First National Bank Alaska 1 Month CD Rates	0.16%	1 month
	Bank of America 8 Year CD Rates	0.15%	8 year
	Bank of America 3 Year CD Rates	0.15%	3 year
	Bank of America 10 Year CD Rates	0.15%	10 year
	Bank of America 5 Year CD Rates	0.15%	5 year
	Union Bank 1 Year CD Rates	0.15%	1 year
	Regions Bank 1 Year CD Rates	0.15%	1 year
	First Republic 1 Month CD Rates	0.15%	1 month
	Fifth Third Bank 1 Year CD	0.15%	1 year
	KeyBank 1 Year CD Rates	0.15%	1 year
	Nevada State Bank 1 Year CD	0.15%	1 year
	MTB 6 Month CD Rates	0.15%	6 month
	First Tennessee 2 Year CD Account	0.15%	2 year
	Associated Bank 1 Year CD Rates	0.15%	1 year
	Bank of America 7 Year CD Rates	0.15%	7 year
	Bank of America 4 Year CD Rates	0.15%	4 year
	Bank of America 9 Year CD Rates	0.15%	9 year
	Bank of America 6 Year CD Rates	0.15%	6 year
	Huntington 2 Year CD Rates	0.15%	2 year
	Rabobank America 180 day CD Rates	0.15%	180 day
	PNC 6 Month CD Rates	0.14%	6 month
	City National Bank 3 Month CD Rates	0.13%	3 month
	First Hawaiian Bank 1 Year CD Rates	0.13%	1 year
	Comerica Bank 1 Year CD Rates	0.10%	1 year
	Huntington 1 Year CD Rates	0.10%	1 year
	Bank of China USA 3 Month CD Rates	0.10%	3 month
	Regions Bank 6 Month CD Rates	0.10%	6 month
	Citibank 9 Month CD Rates	0.10%	9 month
	Commerce Bank 6 Month CD Rates	0.10%	6 month
	US Bank 1 Year CD Rates	0.10%	1 year
	First Hawaiian Bank 9 Month CD Rates	0.10%	9 month
	First Tennessee 1 Year CD Account	0.10%	1 year
	KeyBank 90 Day CD Rates	0.10%	90 day
	KeyBank 6 Month CD Rates	0.10%	6 month
	KeyBank 30 Day CD Rates	0.10%	30 day
	Bank of America 2 Year CD Rates	0.10%	2 year
	TCF Bank 1 Year CD Rates	0.10%	1 Year
	Huntington 6 Month CD Rates	0.10%	6 month
	Bank of China USA 1 Month CD Rates	0.10%	1 month
	PNC 3 Month CD Rates	0.09%	3 month
	First Hawaiian Bank 6 Month CD Rates	0.08%	6 month
	Rabobank America 91 day CD Rates	0.08%	91 day
	Nevada State Bank 6 Month CD	0.07%	6 month
	Nevada State Bank 3 Month CD	0.07%	3 month
	First Tennessee 6 Month CD Account	0.06%	6 month
	PNC 1 Month CD Rates	0.05%	1 month
	BMO Harris Bank 3 Month CD	0.05%	3 month
	Bank of America 1 Year IRA CD Rates	0.05%	1 year
	Fifth Third Bank 1 Month CD	0.05%	1 month
	Union Bank 31 Day CD Rates	0.05%	32 day
	Citibank 3 Month CD Rates	0.05%	3 month
	Citibank 4 Month CD Rates	0.05%	4 month
	Citibank 5 Month CD Rates	0.05%	5 month
	Union Bank 90 Day CD Rates	0.05%	90 day
	Nevada State Bank 1 Month CD	0.05%	1 month
	US Bank 3 Month CD Rates	0.05%	3 month
	US Bank 6 Month CD Rates	0.05%	6 month
	USAA 182 Day CD Rates	0.05%	182 day
	USAA 91 Day CD Rates	0.05%	91 day
	Fifth Third Bank 2 Month CD	0.05%	2 month
	Fifth Third Bank 6 Month CD	0.05%	6 month
	Fifth Third Bank 3 Month CD	0.05%	3 month
	US Bank 1 Month CD Rates	0.05%	1 month
	USAA 30 Day CD Rates	0.05%	30 day
	BMO Harris Bank 2 Month CD	0.05%	2 month
	BMO Harris Bank 1 Month CD	0.05%	1 month
	Rabobank America 30 day CD Rates	0.05%	30 day
	Commerce Bank 3 Month CD Rates	0.05%	3 month
	Union Bank 180 Day CD Rates	0.05%	180 day
	Comerica Bank 6 Month CD Rates	0.04%	6 month
	Bank of America 2 Month CD Rates	0.03%	2 month
	Bank of America 1 Month CD Rates	0.03%	1 month
	Bank of America 9 Month CD Rates	0.03%	9 month
	Charles Schwab 1 Year CD Rates	0.03%	1 year
	Charles Schwab 3 Month CD Rates	0.03%	3 month
	Charles Schwab 6 Month CD Rates	0.03%	6 month
	Comerica Bank 2 Month CD Rates	0.03%	2 month
	Comerica Bank 1 Month CD Rates	0.03%	1 month
	Bank of America 6 Month CD Rates	0.03%	6 month
	Bank of America 3 Month CD Rates	0.03%	4 month
	Bank of America 5 Month CD Rates	0.03%	5 month
	Bank of America 3 Month CD Rates	0.03%	3 month
	Comerica Bank 3 Month CD Rates	0.03%	3 month
	Charles Schwab 5 Year CD Rates	0.03%	5 year
	Charles Schwab 2 Year CD Rates	0.03%	2 year
	Regions Bank 1 Month CD Rates	0.03%	1 month
	Wells Fargo 6 Month CD Rates	0.02%	6 month
	Wells Fargo 3 Month CD Rates	0.02%	3 month
	Wells Fargo 1 Year CD Rates	0.02%	1 year
	First Tennessee 3 Month CD Account	0.02%	3 month
	First Tennessee 1 Month CD Account	0.02%	1 month
	Huntington 2 Month CD Rates	0.01%	2 month
	Huntington 1 Month CD Rates	0.01%	1 month
	Huntington 3 Month CD Rates	0.01%	3 month
	CHASE 4 Year CD Rates	0.01%	4 year
	CHASE 3 Month CD Rates	0.01%	3 month
	CHASE 10 Year CD Rates	0.01%	10 year
	CHASE 2 Month CD Rates	0.01%	2 month
	CHASE 1 Month CD Rates	0.01%	1 month
	CHASE 3 Year CD Rates	0.01%	3 year
	CHASE 1 Year CD Rates	0.01%	1 year
	CHASE 5 Year CD Rates	0.01%	5 year
	CHASE 6 Month CD Rates	0.01%	6 month
	CHASE 9 Month CD Rates	0.01%	9 month
	CHASE 2 Year CD Rates	0.01%	2 year
	Raymond James Bank 4 Year CD Rates	n/a	4 year
	Suntrust Bank 66 Month CD Rates	n/a	58 month
	NYCB 1 Year CD Rate	n/a	1 year
	Edward Jones 10 Year CD Rates	n/a	10 year

About CD Rates in the USA

In the United States, certificates of deposit or CD rates are an investment or savings option for retail bank customers who have available funds to put aside for a specific time period. While time horizons for this product in the United States can typically range from a term of 7 days to 10 years, corresponding interest rate returns for each of these time horizons are at fixed rate of return.

It is considered a low risk investment with a lower rate of return compared to other asset classes, this lower risk includes the FDIC deposit insurance that covers deposit accounts of member banks including certificates of deposit or CDs. Typically most banks usually require a minimum investment for a CD. Note than due to Basel 3 regulations coming into effect, banks will start to favor retail deposits over institutional deposits.

The regulators have dictated that a much higher weighting will be attributed to longer term funding from deposits from retail customers and SMEs over corporate and instutitional depositors for funding invested for a year or more.