US CD Rates

Featured US Savings and Deposit Accounts
Barclays
CD 60 Months
3.00 % APY
  • INTRODUCING A NEW CD RATE
  • No minimum opening deposit, no account open fees, no maintenance fees
  • Secure, 24/7 online access to your funds
Start Saving
American Express National Bank
Savings Account Months
1.75 % APY
  • FDIC Insured
  • No Fees/Minimum Balance
  • 24/7 Access
Start Saving
Synchrony Bank
Savings Account Months
1.75 % APY
  • Great Rates + Safety = Peace of Mind
  • Member FDIC
Start Saving
Bank Account Interest rate Term

3.40% 10 year Apply

3.40% 10 year Apply

3.30% 5 year Apply

3.30% 5 year Apply

3.25% 7 Year Apply

3.20% 5 year Apply

3.15% 4 year Apply

3.10% 7 year Apply

3.10% 6 Year Apply

3.00% 6 year Apply

3.00% 10 year Apply

3.00% 5 year Apply

3.00% 5 Year Apply

3.00% 5 year Apply

2.95% 10 year Apply

2.95% 3 year Apply

2.90% 5 year Apply

2.90% 5 year Apply

2.85% 5 year Apply

2.85% 5 year Apply

2.85% 5 year Apply

2.85% 60 month Apply

2.80% 2 year Apply

2.80% 5 year Apply

2.75% 5 year Apply

2.75% 2 year Apply

2.75% 2 year Apply

2.75% 2 year Apply

2.75% 7 year Apply

2.70% 5 Years Apply

2.70% 5 year Apply

2.65% 5 year Apply

2.60% 4 year Apply

2.55% 3 year Apply

2.55% 3 year Apply

2.55% 3 year Apply

2.50% 1 year Apply

2.50% 2 year Apply

2.50% 58 month Apply

2.50% 2 year Apply

2.50% 2 year Apply

2.45% 2 year Apply

2.45% 2 year Apply

2.45% 2 year Apply

2.45% 2 Year Apply

2.40% 1 year Apply

2.40% 60 month Apply

2.40% 1 year Apply

2.40% 1 Year Apply

2.40% 1 year Apply

2.35% 2 year Apply

2.35% 1 year Apply

2.35% 1 year Apply

2.35% 2 year Apply

2.35% 1 year Apply

2.30% 1 year Apply

2.30% 2 year Apply

2.30% 1 year Apply

2.30% 1 year Apply

2.30% 2 Year Apply

2.30% 1 year Apply

2.30% 1 year Apply

2.25% 3 year Apply

2.25% 6 month Apply

2.25% 1 year Apply

2.25% 2 year Apply

2.25% 1 year Apply

2.25% 1 year Apply

2.25% 3 year Apply

2.25% 5 year Apply

2.25% 1 year Apply

2.25% 1 year Apply

2.22% 7 year Apply

2.10% 6 month Apply

2.10% 3 month Apply

2.10% 1 year Apply

2.10% 1 year Apply

2.05% 1 year Apply

2.05% 18 month Apply

2.05% 60 month Apply

2.00% 1 Year Apply

2.00% 1 year Apply

2.00% 3 month Apply

2.00% 6 month Apply

2.00% 6 month Apply

2.00% 24 month Apply

2.00% 3 year Apply

2.00% 2 year Apply

2.00% 2 year Apply

1.90% 2 year Apply

1.90% 1 Year Apply

1.90% 6 month Apply

1.85% 3 month Apply

1.85% 6 month Apply

1.85% 1 year Apply

1.85% 6 month Apply

1.80% 2 Year Apply

1.80% 60 Month Apply

1.80% 3 month Apply

1.75% 6 month Apply

1.75% 1 year Apply

1.75% 1 year Apply

1.75% 1 year Apply

1.75% 2 year Apply

1.75% 6 month Apply

1.70% 5 year Apply

1.70% 3 month Apply

1.66% 5 year Apply

1.65% 3 month Apply

1.65% 1 year Apply

1.61% 35 month Apply

1.61% 2 year Apply

1.60% 1 month Apply

1.60% 3 month Apply

1.60% 1 Year Apply

1.60% 1 year Apply

1.56% 2 year Apply

1.55% 6 month Apply

1.50% 10 year Apply

1.50% 4 year Apply

1.50% 7 year Apply

1.46% 5 year Apply

1.46% 3 year Apply

1.45% 1 month Apply

1.41% 4 year Apply

1.40% 2 year Apply

1.35% 5 year Apply

1.31% 3 year Apply

1.30% 3 year Apply

1.30% 10 year Apply

1.30% 2 year Apply

1.30% 1 Year Apply

1.26% 2 year Apply

1.25% 7 year Apply

1.25% 9 month Apply

1.25% 10 year Apply

1.24% 84 month Apply

1.16% 2 year Apply

1.11% 1 year Apply

1.10% 6 month Apply

1.06% 4 year Apply

1.01% 4 year Apply

1.01% 5 year Apply

1.00% 6 month Apply

1.00% 5 year Apply

1.00% 1 year Apply

1.00% 1 year Apply

1.00% 6 month Apply

0.95% 5 year Apply

0.95% 2 Year Apply

0.95% 6 month Apply

0.95% 1 year Apply

0.95% 3 year Apply

0.91% 4 year Apply

0.90% 5 Year Apply

0.90% 2 year Apply

0.90% 3 year Apply

0.90% 6 Month Apply

0.90% 2 year Apply

0.85% 3 year Apply

0.80% 5 year Apply

0.80% 4 year Apply

0.80% 3 year Apply

0.80% 2 year Apply

0.80% 1 year Apply

0.80% 5 year Apply

0.76% 1 year Apply

0.75% 4 year Apply

0.75% 5 year Apply

0.75% 8 year Apply

0.75% 10 year Apply

0.75% 5 year Apply

0.75% 3 month Apply

0.75% 4 year Apply

0.75% 6 month Apply

0.75% 2 year Apply

0.75% 7 year Apply

0.75% 9 year Apply

0.75% 6 year Apply

0.75% 2 year Apply

0.75% 3 month Apply

0.75% 5 year Apply

0.75% 9 month Apply

0.72% 6 month Apply

0.70% 2 year Apply

0.70% 1 Year Apply

0.70% 3 year Apply

0.70% 2 year Apply

0.70% 9 month Apply

0.70% 1 year Apply

0.70% 3 month Apply

0.65% 6 month Apply

0.65% 6 month Apply

0.65% 3 Month Apply

0.65% 4 year Apply

0.63% 2 year Apply

0.61% 182 day Apply

0.60% 6 month Apply

0.60% 72 month Apply

0.60% 6 month Apply

0.60% 6 Month Apply

0.55% 5 year Apply

0.55% 3 year Apply

0.55% 1 year Apply

0.55% 5 year Apply

0.50% 3 year Apply

0.50% 4 year Apply

0.50% 6 month Apply

0.50% 2 year Apply

0.50% 1 year Apply

0.50% 6 month Apply

0.50% 60 month Apply

0.50% 6 month Apply

0.50% 5 year Apply

0.50% 4 year Apply

0.50% 4 year Apply

0.50% 3 month Apply

0.50% 4 year Apply

0.50% 6 month Apply

0.49% 1 Month Apply

0.45% 2 year Apply

0.45% 5 year Apply

0.45% 2 year Apply

0.45% 1 year Apply

0.40% 1 year Apply

0.40% 3 year Apply

0.40% 6 month Apply

0.40% 1 year Apply

0.40% 4 year Apply

0.40% 2 year Apply

0.40% 6 month Apply

0.40% 1 year Apply

0.40% 4 year Apply

0.38% 1 year Apply

0.35% 3 month Apply

0.35% 3 year Apply

0.35% 4 year Apply

0.35% 6 month Apply

0.35% 91 day Apply

0.35% 3 month Apply

0.35% 6 month Apply

0.35% 1 month Apply

0.35% 3 year Apply

0.30% 3 month Apply

0.30% 2 year Apply

0.30% 3 year Apply

0.30% 3 month Apply

0.30% 2 year Apply

0.30% 1 year Apply

0.30% 2 year Apply

0.25% 3 year Apply

0.25% 2 year Apply

0.25% 1 year Apply

0.25% 1 year Apply

0.25% 3 month Apply

0.25% 2 year Apply

0.25% 3 month Apply

0.25% 3 month Apply

0.24% 1 year Apply

0.22% 30 day Apply

0.21% 2 year Apply

0.21% 6 month Apply

0.20% 3 month Apply

0.20% 2 year Apply

0.20% 2 year Apply

0.20% 2 year Apply

0.20% 2 year Apply

0.20% 6 month Apply

0.20% 1 year Apply

0.20% 3 year Apply

0.20% 7 month Apply

0.20% 3 month Apply

0.15% 1 year Apply

0.15% 1 year Apply

0.15% 6 month Apply

0.15% 1 month Apply

0.15% 1 year Apply

0.15% 3 month Apply

0.15% 1 year Apply

0.15% 1 year Apply

0.15% 1 year Apply

0.15% 1 month Apply

0.15% 6 month Apply

0.15% 3 month Apply

0.15% 2 year Apply

0.15% 1 year Apply

0.15% 2 year Apply

0.15% 180 day Apply

0.15% 16 Month Apply

0.14% 6 month Apply

0.13% 3 month Apply

0.13% 1 year Apply

0.10% 1 year Apply

0.10% 1 year Apply

0.10% 3 month Apply

0.10% 1 year Apply

0.10% 9 month Apply

0.10% 6 month Apply

0.10% 1 year Apply

0.10% 9 month Apply

0.10% 1 year Apply

0.10% 9 month Apply

0.10% 1 year Apply

0.10% 90 day Apply

0.10% 6 month Apply

0.10% 30 day Apply

0.10% 6 month Apply

0.10% 2 year Apply

0.10% 6 month Apply

0.10% 1 month Apply

0.10% 1 year Apply

0.09% 3 month Apply

0.08% 6 month Apply

0.08% 91 day Apply

0.07% 6 month Apply

0.07% 6 month Apply

0.07% 3 month Apply

0.06% 6 month Apply

0.05% 1 month Apply

0.05% 3 month Apply

0.05% 3 month Apply

0.05% 6 month Apply

0.05% 1 month Apply

0.05% 1 year Apply

0.05% 1 month Apply

0.05% 6 month Apply

0.05% 32 day Apply

0.05% 6 month Apply

0.05% 3 month Apply

0.05% 4 month Apply

0.05% 5 month Apply

0.05% 90 day Apply

0.05% 1 month Apply

0.05% 3 month Apply

0.05% 3 month Apply

0.05% 1 month Apply

0.05% 3 month Apply

0.05% 6 month Apply

0.05% 2 month Apply

0.05% 6 month Apply

0.05% 3 month Apply

0.05% 1 month Apply

0.05% 2 month Apply

0.05% 6 month Apply

0.05% 1 year Apply

0.05% 1 month Apply

0.05% 1 Year Apply

0.05% 30 day Apply

0.05% 3 month Apply

0.05% 180 day Apply

0.04% 6 month Apply

0.03% 2 month Apply

0.03% 1 month Apply

0.03% 9 month Apply

0.03% 1 year Apply

0.03% 3 month Apply

0.03% 6 month Apply

0.03% 2 month Apply

0.03% 1 month Apply

0.03% 6 month Apply

0.03% 4 month Apply

0.03% 5 month Apply

0.03% 3 month Apply

0.03% 3 month Apply

0.03% 5 year Apply

0.03% 2 year Apply

0.03% 1 month Apply

0.02% 3 month Apply

0.02% 2 month Apply

0.02% 1 month Apply

0.02% 3 month Apply

0.02% 1 month Apply

0.02% 6 month Apply

0.02% 9 month Apply

0.01% 2 month Apply

0.01% 1 month Apply

0.01% 3 month Apply

N/A 1 year Apply
About CD Rates in the USA

In the United States, certificates of deposit or CD rates are an investment or savings option for retail bank customers who have available funds to put aside for a specific time period. While time horizons for this product in the United States can typically range from a term of 7 days to 10 years, corresponding interest rate returns for each of these time horizons are at fixed rate of return.

It is considered a low risk investment with a lower rate of return compared to other asset classes, this lower risk includes the FDIC deposit insurance that covers deposit accounts of member banks including certificates of deposit or CDs. Typically most banks usually require a minimum investment for a CD. Note than due to Basel 3 regulations coming into effect, banks will start to favor retail deposits over institutional deposits.

The regulators have dictated that a much higher weighting will be attributed to longer term funding from deposits from retail customers and SMEs over corporate and instutitional depositors for funding invested for a year or more.