Website: http://www.wellsfargo.com

Authority: Wells Fargo is a major US nationally chartered bank. It was created in 1852 and it operates thousands of physical branches and ATMs across many US states and internationally. Its US deposit products are FDIC insured. 

How to open a Wells Fargo a 3 Month Certificate of Deposit:

- You may open and apply directly online at the bank website: http://www.wellsfargo.com

- You may contact them by telephone on 1-800-869-3557

- You may also visit a physical Wells Fargo branch with nearest locations available on the website

Information to consider when opening a Wells Fargo 3 Month CD Rates:

A 3 Month term in a CD is considered to be a short term investment. This short term CD product provided by Wells Fargo is a common product also provided by others banks and credit unions and is influenced in determation of their rates by similar factors faced by other institutions. Namely these factors include being highly influenced by government regulatory requirements as well as policy decisions set by the Federal Reserve.

In particular when Wells Fargo considers whether its 3 Month CD Rates higher or lower or the same it may be a combination of the current fed funds rate set by Federal Reserve and its banking profit margins and risk nature of the bank. Banks like Wells Fargo may also vary rates by tiered balances encouraging higher rates of investments in a CD.

The current interest Rate provided below was based on the standard cd rates product and was calculated for the state of California, please note that variations may occur between states.