US Bank
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US Bank 1 Year CD Rates


Type Fixed
Rate 0.10%
Currency USD

Website: http://www.usbank.com

Authority: U.S Bank, N.A is a major commercial bank in the United States operating in 25 states with over 3031 bank branches. Some of its branch locations are in states such as California, Colorado, Missouri, Ohio, Oregon, Illinois, Wisconsin and Washington.  Its certificates of deposit products are FDIC insured.

How to open a US Bank Certificate of Deposit:

- You can an CD online by applying directly on the bank website: http://www.usbank.com

- You may visit a branch location attended by US bank staff. You may find the nearest branch to you by visiting their website and use their 'find a branch' search tool. 

- You may speak to one of US bank representatives and request more information about the process for applying for this account by calling: 800-270-1154

What information may you require to open a one year US Bank Certificate of Deposit:

To open this account, each applicant is required to be aged 18 years or older as well as being required to be a legal resident of the United States. You may be required to provide but not limited to social security number, military ID, state ID or driver's license.

Information to consider when opening Bank of America 1 Year CD Rates:

To determine the set rate US Bank pays for the interest rate for its interest bearing deposits such as one year CD rates, they may use quantitative models which use a variety of inputs as well as discounting these cash flows. Like other banks, they are highly influenced by the Federal Reserve (US central bank), which determines monetary policy and set the 'fed funds rate' that influences banks. In addition other factors to take into consideration include that deposits give capacity for banks to grow their balance sheets, regulatory limits on leverage, domestic funding costs, liquidity and net interest margin on deposits.

This current interest rate below applies the 'Standard CD' product and is for a 12 month / 1 year term. The CD deposit amount ranges from $500 - $249,999 for this product. The rate was selected for the state of California.



The rate of 0.10% is 1.18% lower than the average 1.28%. Also it is 2.61 % lower than the highest rate 2.71 Updated Jul, 2018

on US Bank's secure website

Website: http://www.usbank.com

Authority: U.S Bank, N.A is a major commercial bank in the United States operating in 25 states with over 3031 bank branches. Some of its branch locations are in states such as California, Colorado, Missouri, Ohio, Oregon, Illinois, Wisconsin and Washington.  Its certificates of deposit products are FDIC insured.

How to open a US Bank Certificate of Deposit:

- You can an CD online by applying directly on the bank website: http://www.usbank.com

- You may visit a branch location attended by US bank staff. You may find the nearest branch to you by visiting their website and use their 'find a branch' search tool. 

- You may speak to one of US bank representatives and request more information about the process for applying for this account by calling: 800-270-1154

What information may you require to open a one year US Bank Certificate of Deposit:

To open this account, each applicant is required to be aged 18 years or older as well as being required to be a legal resident of the United States. You may be required to provide but not limited to social security number, military ID, state ID or driver's license.

Information to consider when opening Bank of America 1 Year CD Rates:

To determine the set rate US Bank pays for the interest rate for its interest bearing deposits such as one year CD rates, they may use quantitative models which use a variety of inputs as well as discounting these cash flows. Like other banks, they are highly influenced by the Federal Reserve (US central bank), which determines monetary policy and set the 'fed funds rate' that influences banks. In addition other factors to take into consideration include that deposits give capacity for banks to grow their balance sheets, regulatory limits on leverage, domestic funding costs, liquidity and net interest margin on deposits.

This current interest rate below applies the 'Standard CD' product and is for a 12 month / 1 year term. The CD deposit amount ranges from $500 - $249,999 for this product. The rate was selected for the state of California.



The rate of 0.10% is 1.18% lower than the average 1.28%. Also it is 2.61 % lower than the highest rate 2.71 Updated Jul, 2018

on US Bank's secure website

Type Fixed
Rate 0.10%
Currency USD

Compare US Bank Deposit rates

Account Name Rate
US Bank 5 Year CD Rates 0.75%
US Bank 4 Year CD Rates 0.50%
US Bank 3 Year CD Rates 0.35%

Compare 1 year rates in United States

Account Name Rate
PenFed 1 Year CD Rates 2.71%
Sallie Mae 1 Year CD Rates 2.70%
Barclays US 1 Year CD Rates 2.65%

US Bank Discussion

  • Q: What is needed to redeem cd's by benificiaries of a deceased owner? I am out of state.what documents are needed?

    Reply Carol from Blanchard, United States
  • Q: Is their a penalty if you need to withdraw before the maturity date?

    Reply Raul from United States
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