Website: http://www.pnc.com

Authority: PNC Bank is a major US chartered national bank and is a subsidiary of PNC Financial Services Group. It has is branches in 15 states as well DC. Ss at 2010, it had over 2500 branches and 6700 ATMs. Its CD deposits are FDIC Insured.

How to open a PNC Certificate of Deposit Account:

- You may decide to open this account online through the bank website at: http://www.pnc.com

- You can contact them by telephone on 800-762-5684 

- You may decide to visit one of their physical branches in person. You can locate your nearest branch by using the PNC ATM and branch locator search tool on their website. 

Information requirements you may need to present to open this PNC CD account.

This may include a government issued photo ID Driver's License, state issued ID, US Passport, 

In addition it may also require email address, current address or existing bank account numbers (if your funding your account). If online it may also require you to be a U.S. citizen age 17 or older.

Information on PNC Bank 6 Month CD Rates:

A 6 month CD by PNC bank is considered a retail certificate interest-bearing deposit and the consumer with this product has an upfront fixed rate of return for the six month CD term, however unlike demand deposits the funds are illiquid but typically offer higher interest because of this factor. When PNC Bank determines its interest rate for this deposit term it would factor into its inputs a variety of variables including the current monetary policy decisions and forecasts by the Federal Reserve, its funding and liquidity requirements, net margins as well as competition for deposit by other banks.

The current interest rate displayed below is for the 6 month product with a minimum balance of 500,000 or more at a 'Fixed Rate CD Only', please note that other states may different rates.