Website: http://www.pnc.com

Authority: PNC Bank is a major U.S. chartered national bank and is the subsidiary of the PNC Financial Services Group. It is a provider of banking products and services to individual customers, universities and colleges as well as small businesses and corporations. Its primary markets are in 15 US states and DC. It has as at 2010, over 2500 branches and 6700 ATMs. Its deposits are FDIC Insured.

How to open a PNC Bank Certificate of Deposit:

- You can open this account online through the bank website at: http://www.pnc.com

- You may also telephone them on 800-762-5684 

- You can visit one of their physical branches in 15 US states in person. You can find your nearest branch by using the PNC ATM and branch locator search tool on their website. 

What identification do you need to open a PNC Bank CD account?

You may be required to present a government issued photo ID Driver's License, state issued ID, US Passport, 

In addition it may also require you to provide a email address, current address or existing bank account numbers (if your funding your account). If online it may also require you to be a U.S. citizen age 17 or older.

Information on PNC Bank 3 Month CD Rates:

When an investor or individual seeks to invest their short term investment/savings (typically short term is defined as 1 year or less) in fixed rate of return and low risk product. An option provided by most banks including PNC is a 3 month CD product. While it is illiquid it only has a short maturity of only three months and most of the time has a higher rate of return than a demand deposit or savings account.

PNC Bank considers a number of factors in its calculation of its deposit rate for this three month maturity period and in particular the current fed funds rate set by the Federal Reserve (US central bank). In addition they may consider their own domestic funding source requirements, bank regulations requirements and their overall business model for attracting customers.

The current rate indicated below is for 3 month CD deposit with a minimum balance of of 500,000 or more at a 'Fixed Rate CD Only' , other states may vary.