Website: http://www.pnc.com

Authority: PNC Bank is a major US chartered national bank and is a subsidiary of PNC Financial Services Group. It is located in 15 states and DC. It has as at 2010, over 2500 branches and 6700 ATMs. Its deposits are FDIC Insured.

How to open a PNC Certificate of Deposit:

- You can open this account online through the bank website at: http://www.pnc.com

- Contact them by telephone at 800-762-5684 

- You may visit one of their physical branches in person. You can locate your nearest branch by using the PNC ATM and branch locator search tool on their website. 

Information requirements you may need to present to open this PNC deposit account.

This may include a government issued photo ID Driver's License, state issued ID, US Passport, 

In addition it may also require email address, current address or existing bank account numbers (if your funding your account). If online it may also require you to be a U.S. citizen age 17 or older.

Information on PNC Bank 1 Year CD Rates:

When assessing whether to increase, lower or keep CD rates the same, PNC Bank would take into account a variety of factors that would determine the rates they set. These factors include for example for 1 Year CD rates, the need to forecast where interest rates set by monetary policies of the Federal Reserve are likely to be in the future as well as factor in profit margins of PNC Bank (has a large number of branches to maintain compared to online banks) as deposits are one of their funding sources. 

The current cd interest rate is for 12 months with a minimum balance of of 500,000 or more at a 'Fixed Rate CD Only' for the state of New York