Website: http://www.chase.com

Authority: CHASE is a major US national chartered bank (JPMorgan Chase Bank, N.A) serving consumer and commercial banking businesses with its deposits FDIC insured. It has origins back to 1799 and its distribution network of ATMs and branches are some of the largest in the country with over 5000 branches.  

How to open a Chase Certificate of Deposit:

- You can make an online application directly online at the bank website: http://www.chase.com

- You may call them by telephone on 1-877-68CHASE (1-877-682-4273)

- You may also open one by visiting a physical Chase branch by searching on their website for nearby locations.

What information/documentation you may require to open a US Chase CD:

- As an applicant you may be required but not limited to provide a social security number, driver's license or state-issued ID, contact information. 

Information on Chase 2 Year CD Rates:

When Chase sets their two year term cds, they would factor in a few factors including central bank monetary policy decisions, net margins on deposits, liquidity requirements, regulations and competition. In particular the central bank of the United States, the federal reserve has a highly influential factor in whether the rate Chase sets goes up, down or stays the same. For a 2 year rate, Chase would forecast into the future where interest rates and policies set by 'the fed' are likely to be due to inflation/higher economic growth activity and adjust rates accordingly.

The current interest rate below is for a deposit for 2 years with a $1,000 minimum opening deposit. A state of New York postcode was used to find this rate but 250k+ for this APY.