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US Auto Loan Interest Rates

Provider Rate Type Updated
PenFed Credit Union 3 Year New Auto Loan

Rate indicated is the minimum APR for loan amounts between $500 to $100,000 for new vehicles.

2.49%
APR 2.49%
-Aug 2019
USAA 5 Year New Car Auto Loan

Rate indicated is the Vehicle Rate with Excellent Credit Profile. This rate is for new cars for a 60 month term. Also includes automatic payment discount.

2.59%
APR 2.59%
-May 2020
Bank of America New Car 5 Year Auto Loan

Rates applicable to a 60 month fixed rate auto loan with a new car assuming 20% down and an excellent credit history.  

2.69%
APR 2.69%
FixedMay 2020
Navy Federal Credit Union 3 Year Auto Loan

Rates applicable to a new vehicle purchase with up to 36 months loan term.

2.99%
APR 2.99%
-Aug 2019
SDCCU 3 Year Auto Loan

Rate indicated is the minimum APR for new vehicles for terms up to 42 months. Rates are based on collateral, amount financed, term and credit history. 

3.15%
APR 3.15%
-Feb 2020
PNC 2 Year Auto Loan

Rate indicated is buying from a dealer, the minimum APR for new vehicles for a period between 12 - 48 months. Your APR will be based on your credit qualifications, loan amount, repayment term, and model year. This rate is for loan amounts of $15,000 - 50,000.  For zipcode 10001.

3.39% - 3.69%
APR 3.39% - 3.69%
-Aug 2019
BECU 5 Year New Auto Loan

Based on new autos

3.39% – 18%
APR 3.24%-18.0%
-Aug 2019
State Farm Bank Auto Loan

Rate indicated is the minimum APR for new  automobiles, light trucks, vans and SUVs. The minimum loan amount is $5,000 for most terms. 

3.39%
APR 3.29%
-Aug 2019
Chase 6 Year Auto Loan

Rates are APR appliacable to a 6 year/72 months purchase new vehicle auto loan, subject to credit worthiness, amount, term, vehicle characteristics, etc. Rates are subject to change. Used a 20k purchase new 2020 TOYOTA in NY with an excellent credit rating as an example

3.49%
APR 3.49%
Variable May 2021
Star One Credit Union Auto Loan

Rate indicated is the minimum discounted APR for new vehicles and requires automatic payment and/or direct deposit and it has a minimum loan amount of $30,000.

3.65 % - 7.65%
APR 2.49% - 6.49%
-Aug 2019