Gate City Bank

Gate City Bank 30 Year Fixed Mortgage


Rate 4.375%
APR 4.686%
Currency USD

The information provided assumes the purpose of the loan is to purchase a property, assuming a 20% down payment and a loan amount of $100,000. The property is an existing single family home and will be used as a primary residence. An escrow account may be required. Payments quoted do not include taxes and insurance and the actual payment obligation will be greater. The rate lock period is 60 days and the assumed credit score is 740. Your guaranteed rate will depend on various factors including loan product, credit profile, property value, occupancy, loan size, etc. To learn more about these programs and many others, please contact a Gate City Bank Mortgage Loan Officer.


The rate of 4.375% is 0.14% higher than the average 4.24%. Also it is -0.375 % lower than the highest rate 4.00 Updated Jul, 2018

on Gate City Bank's secure website

The information provided assumes the purpose of the loan is to purchase a property, assuming a 20% down payment and a loan amount of $100,000. The property is an existing single family home and will be used as a primary residence. An escrow account may be required. Payments quoted do not include taxes and insurance and the actual payment obligation will be greater. The rate lock period is 60 days and the assumed credit score is 740. Your guaranteed rate will depend on various factors including loan product, credit profile, property value, occupancy, loan size, etc. To learn more about these programs and many others, please contact a Gate City Bank Mortgage Loan Officer.


The rate of 4.375% is 0.14% higher than the average 4.24%. Also it is -0.375 % lower than the highest rate 4.00 Updated Jul, 2018

on Gate City Bank's secure website

Rate 4.375%
APR 4.686%
Currency USD

Compare Gate City Bank Home Loan rates

Account Name Rate
Gate City Bank 10 Year Fixed Mortgage 3.750%
Gate City Bank 15 Year Fixed Mortgage 3.875%

Compare Home Loan rates in United States

Account Name Rate
Cathay Bank 15 Year Fixed Mortgage 3.375%
Webster Bank 10 Year Fixed Home Loan 3.425%
Santander 15 Year Fixed Rate Home Loan 3.5%

Gate City Bank Discussion

  • Q: What is a fixed rate for a mortgage loan of 175.000 with no down payment for 30 years and monthly payment including taxes and insurance

    Reply Marian from Sacramento, United States
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