United States
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US Loan Interest Rates
| Provider | Rate | Type | Updated | |
|---|---|---|---|---|
 |
Chase 15 Year Fixed Mortgage Rates shown are not available in all states and apply to a 15 year mortgage. |
2.125% APR 2.282% |
15 Year Fixed | May 2021 |
 |
PenFed Credit Union 3 Year New Auto Loan Rate indicated is the minimum APR for loan amounts between $500 to $100,000 for new vehicles. |
2.49% APR 2.49% |
- | Aug 2019 |
 |
Santander 15 Year Fixed Rate Home Loan Rate indicated is based on the 15 Year Fixed Mortgage Rate with 3 points. |
2.5% APR 2.788% |
15 Year Fixed | Aug 2019 |
 |
USAA 5 Year New Car Auto Loan Rate indicated is the Vehicle Rate with Excellent Credit Profile. This rate is for new cars for a 60 month term. Also includes automatic payment discount. |
2.59% APR 2.59% |
- | May 2020 |
 |
2.625% APR 2.765% |
Jumbo | Mar 2022 | |
 |
First Hawaiian Bank 15 Year Fixed Mortgage Rates are calculated with 20% down payment and are based on the respective rate, related fees and associated expenses. Owner occupant rates and fees are subject to change at anytime and are based on a 30-day commitment. Applicable add-ons apply. Subject to credit approval. Other rates and terms available. Payments do not include amounts for taxes and insurance premiums, if applicable, and actual payment obligation may be greater. Not available through mortgage loan originator companies. For real properties located in the State of Hawaii and Guam only. |
2.625% APR 3.02% |
15 Year Fixed | Aug 2019 |
 |
SDCCU 15 Year Fixed Home Loan Rate indicated is a fixed rate for first mortgage loans conforming with 2.000 points. |
2.625% APR 2.948% |
15 Year Fixed | Feb 2020 |
 |
Bank of Hawaii 15 Year Fixed Mortgage 180 Monthly Payments. Maximum loan amount $679,650 Points 2.00% |
2.625% APR 2.895% |
15 Year Fixed | Aug 2019 |
 |
Bank of America New Car 5 Year Auto Loan Rates applicable to a 60 month fixed rate auto loan with a new car assuming 20% down and an excellent credit history. |
2.69% APR 2.69% |
Fixed | May 2020 |
 |
SchoolsFirst FC Union 15 Year Fixed Rate Home Loan Rate indicated is the 15-Year Fixed (Conforming) Purchashing Rate and has a maximum loan before being considered a jumbo. Also 1 point |
2.750% APR 2.99% |
15 Year Fixed | Feb 2020 |
In the United States for loans, banks may use a credit scoring as a factor to help determine whether to give a person a loan. It also may be used to help decide the terms that an individual is offered or the rate they will pay for the loan. The legislated Fair Credit Reporting Act (FCRA) gives someone the right to get their credit score from the national credit reporting companies.